北美省钱快报 - 最佳信用卡排行榜
当前热点：白拿一张回国机票或三张美国国内机票.
1. Apply Chase Sapphire Preferred Card - Earn up to 50000 points
2. Apply United MileagePlus Explorer Card: Earn at least 25,000 miles (up to 40,000 miles)
3.This gives you 50,000 + 25,000 = 75,000 miles, enough for a FREE Round-Trip Airlines Ticket to China or Free US domestic tickets. Just combine miles at Chase website. (see detailed instruction here)
1. Apply Chase Sapphire Preferred Card - Earn up to 50000 points
2. Apply United MileagePlus Explorer Card: Earn at least 25,000 miles (up to 40,000 miles)
3.This gives you 50,000 + 25,000 = 75,000 miles, enough for a FREE Round-Trip Airlines Ticket to China or Free US domestic tickets. Just combine miles at Chase website. (see detailed instruction here)
所得里程数会存于美联航常旅客账户,可以选择星空联盟的航空公司使用：美联航,大陆,国航，加航,汉莎，全日空等。如果您对其它航空公司感兴趣，请阅读本文，还有Delta,American Airline的选择。另外还有方法可以再获20000里程，足够双人往返夏威夷了。
本页所有链接都将转往银行提供的安全连接，您的私人信息不会泄露，尽请放心。
推荐卡1: 赚$500礼品卡或价值$625的飞机票 (第一年无年费)
Chase Sapphire PreferredSM Card - Earn $500 or $625 airfare; No annual fee 1st year.
推荐卡2: 赚$200现金 + 加油和亚马逊购物5%回扣 (无年费)
Chase Freedom Visa - $200 Bonus Cash Back; No Annual Fee; 5% Cash Back Gas & Amazon
 | Bonus Rewards (现金奖励) Credit Cards |
| 申请信用卡送现金和各种奖励滚滚而来，几个卡申请下来可以获得上千的现金和多张免费机票！有些优惠就快结束了，赶紧的不拿白不拿。 | |
 | Chase Freedom® | $200* | Up to 5% | $0 |
 | Citi® Dividend Platinum Select® Visa® Card | $200* | Up to 5% | $0 |
 | Citi ThankYou℠ Preferred Card | $250 gift card* | 1 point / $1 | $0 |
 | Chase SapphireSM Preferred Card | $500/$625 airfare* | See Term | 1st year free $95 thereafter |
 | Chase SapphireSM | 25000 points* | See Term | $0 |
 | Capital One® Cash Rewards - $100 Cash Back Bonus | $100* | 1.5% | $0 |
 | Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back | $100* | Up to 5% | $0 |
 | New Ink Cash℠ Business | $250* | Up to 5% | $0 |
 | Ink Bold℠ with Ultimate Rewards | $500/$625 airfare* | 1% | 1st year free $95 thereafter |
 | Airline Mileage Rewards (机票奖励) Credit Cards |
| 出门旅行机票是大头，回国机票更是要上千。现在有很多好机会，申请信用卡，轻松得免费机票 | |
| Chase Sapphire PreferredSM Card | $625 Airfare* | See Term | 1st year free $95 thereafter |
 | UnitedPlus® Explorer Card | 40,000 miles* | Up to 2 miles/$1 | 1st year free $95 thereafter |
 | Continental Airlines OnePass® Plus Card | 40,000 miles* | Up to 2 miles/$1 | 1st year free $95 thereafter |
 | Citi® Platinum Select® AAdvantage® World MasterCard® | 40,000 miles* | 1 miles/$1 | 1st year free $85 thereafter |
 | Miles by Discover® Card | 12,000 miles* | Up to 2 miles/$1 | $0 |
 | Capital One® Venture℠ Rewards Credit Card | 10,000 miles* | Up to 2 miles/$1 | $0 $59 thereafter |
 | Capital One® VentureOne℠ Rewards Credit Card | 10,000 miles* | 1.25 miles/$1 | $0 |
 | Escape by Discover® Card | 25,000 miles* | 2 miles/$1 | $60 |
 | Southwest Airlines Rapid Rewards® Plus Credit Card | a FREE ROUNDTRIP FLIGHT* | 2 miles/$1 | $69 |
 | Best for Gas Credit Cards (加油划算) |
| 油价涨涨涨，工资不涨啊。看看下面这些信用卡，不但有些有开卡奖励，另外加油的时候更有最多5%的回扣。车是天天要开的，钱也就是这么一点点省下来的。 | |
 | SimplyCash® Business Card from American Express OPEN | N/A | 3% | $0 |
 | Discover® Open Road Card | $150Restaurant.com GC | Up to 2% | $0 |
 | TrueEarnings(R) Card from Costco and American Express | N/A | Up to 3% | $0* |
 | Citi® Dividend Platinum Select® Card for Students | N/A | Up to 5% | $0 |
 | American Express Blue Cash Everyday(SM) Card | Referral Bonus* | 2% | $0 |
| American Express Blue Cash Prefered(SM) Card | Click Link Above | 3%(6% at supermarkets) | $75 |
| Discover® Open Road Card | N/A | 2% | $0 |
 | LSU Tigers™ Platinum MasterCard® from Capital One® | N/A | 2% | $0 |
 | Best for Hotel (酒店奖励) Credit Cards |
| 信用卡积点数换免费酒店不是什么新鲜事，很多时候真能省不少钱，尤其是开卡还送很多点数。赶上您的目的地有大活动，酒店的价格会涨的令人乍舌，这时用点数来定就爽翻了。下面几张卡开卡奖励都够几晚酒店了。 | |
| Chase SapphireSM | 25000 points* | 2 Points / $1 | $0 |
 | Citi® Hilton HHonors™ Visa Signature® Card | 40000 points* | Up to 6 Points / $1 | $0 |
 | Marriott Rewards® Premier Credit Card | 50000 points* | Up to 5 Points / $1 | 1st year free $85 thereafter |
 | Marriott Rewards® Credit Card | 6 Free Nights* | Up to 3 Points / $1 | 1st year free $45 thereafter |
 | Starwood Preferred Guest(R) from American Express | 25000 points* | Up to 5 Points / $1 | 1st year free $65 thereafter |
 | Best Interest Rate (零利率）Credit Cards |
| 短期周转不灵需要借钱？网上倒卖东西需要压资金？下面这些有限时零利率的卡正好派上用场。但要注意零利率的期限，过来优惠期信用卡的利息还是惊人的。 | |
 | Slate® from Chase- No Balance Transfer Fee | 0%* | 15 month | $0 |
 | Capital One® Platinum Prestige Credit Card | 0%* | 0% APR until February 2013 | $0 |
 | Citi® Platinum Select® MasterCard® | 0%* | 18 month | $0 |
 | Discover® More Card | 0%* | 15 month | $0 |
 | Citi® Diamond Preferred® Card | 0%* | 18 month | $0 |
 | Chase Freedom® Visa/$100 Bonus Cash Back | 0%* | Up to 12 month | $0 |
 | Best Credit Cards for New Comer (新移民信用卡) |
| 初到美国没有任何信用分数，直接申请好信用卡往往被拒，申请下面的卡获批几率极大，按时付账单，建立起自己的信用记录，再申请更好的卡。实在困难，还可以从安全信用卡(需要您付押金)开始,它们也会建立信用历史。 | |
 | Capital One® Cash Rewards for Newcomers | Up to 2% | No foreign transaction fee | $0 |
 | Capital One® Secured MasterCard® | N/A | Approved guaranteed | $29 |
 | Applied Bank® Secured Visa® Gold Credit Card | N/A | N/A | $0 |
 | PerkStreet Financial℠ Debit MasterCard® | Up to 5% | DebitCard (Approved guaranteed) | $0 |
 | Best Credit Cards for Student (学生信用卡) |
| 初到美国留学的同学们，刚来信用分数都很低，直接申请好信用卡往往被拒，不妨从下面这些为学生准备的信用卡开始，按时付账单，建立起自己的信用记录。 | |
 | Discover® Student Card | Up to 5% | $25 开卡奖励 | $0 |
 | Citi Forward® Card for College Students | Up to 5 points / $1 | 1000 Bonus pts* | $0 |
| Citi® Dividend Platinum Select® for College Students | Up to 5% | 0% APR 7 month* | $0 |
 | Discover® Student Card - Monogram Collection | Up to 5% | Approved instantly | $0 |
 | Journey℠ Student Rewards from Capital One® | Up to 1.25% | Auto rental insurance | $0 |
 |
Free Credit Report(免费查信用分数) |
| 在美国没有好的信用分数，申请好信用卡可不容易，请看影响你的信用报告的几个秘密 | |
CreditReport.com现在提供免费查询信用分数的服务. 点击开始免费查询>
- 提醒一下: 别忘了七天之内取消Free Trial, 否则会被收取 $19.95的月费 (可以打这个电话cancel membership, 1-877-297-7790).
- 登记的时候，他们会问你要不要花$29.95买3 Bureau Credit Report, 不要选择那个，否则会被charge $29.95. 这个免费的查询，会给你免费提供Experian的信用分数， 其他两家的信用分数 (Equifax和TransUnion)，不是免费的.
* Please See Credit Card Terms for details.