• 马上申请   |   详情介绍>>

• 4个月内消费$2500送免费两晚希尔顿酒店(含最高级别酒店)，如纽约时代广场的希尔顿酒店一般都要$400一晚，两晚价值$800.
• 希尔顿旗下酒店消费$1得10点HHonors积分
• 机票租车每$1的5点HHonors积分,其他每$1得3点HHonors积分
• 自动获得希尔顿金会员资格，免费享有客房升级，免费早餐，internet等尊贵服务
• 无境外手续费
• 年费$95 
• 点击申请>>

• 注册Southwest Airlines Rapid Rewards program (免费注册)将会免费得到60 My Coke Rewards积分. (注册之后, 你将会收到含单独My Coke Rewards优惠码和兑现积分说明的邮件.)
• 优惠码有效至6月30号.

• SilverTowneLP：Buffalo Replica 1金衡盎司999细银条,现价$26.70并且免运费.
• 特价商品不可退换.
• 点击购买>>

• Earn 150 Reward Dollars after you make $1,000 in purchases in the first three months of Cardmembership.
• Earn Cash Back: 6% US supermarkets up to $6,000 per year in purchases, 3% US gas stations & select US dept stores, 1% other purchases. Terms and limitations apply.
• Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
• Simple and Straightforward: With the Blue Cash Preferred Card, you can start earning cash back. No rotating reward categories. No enrollment required.
• Terms and Restrictions Apply.
• Apply Now>>

• Apply Now 

• This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts
• Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months from account opening
• 0% Intro APR for 15 months on purchases and balance transfers
• 5% Cash Back on up to $1,500 spent between Apr 1 and Jun 30, 2013 at restaurants, movie theaters, and Lowe's®
• You'll enjoy new 5% categories every 3 months like gas stations, restaurants and Amazon.com. It's free and easy to activate your bonus each quarter!
• Unlimited 1% Cash Back on all other purchases
• No annual fee and rewards never expire
• Apply Now!  or call 877-929-4909

• 只限大学学生, CollegeBudget：$20 Skype积分,现价 $10. (需要有效邮箱和edu账户.)
• 促销截止至美东时间5月2号凌晨2:59.
• 点击购买>>

• GNC：订单满$10 免费送GNC会员卡.
• 促销截止到5月31号.
• 点击购买>>

• CardStore现在所有母亲节卡片，现价 $2.49，需用折扣码: CCF3425.
• 免运费.
• 促销截止到美东时间5月7号凌晨2:59.
• 点击购买>>

• Groupon：价值$70 Vistaprint积分,现价 $17.
• 促销截止至4月20号.
• 点击购买>>

• 开卡90天内消费满$1,000获40,000奖励里程积分
• 任何消费每$1可获2里程积分，奖励无上限
• 开卡12个月内消费零利率，无境外消费手续费  
• 积分可以用来报销任何使用本卡的旅行消费（机票，酒店，租车等等），无论您从哪里预订都可以(比如priceline), 使用积分报销旅行花销100分=$1, 并有10% 奖励，所以开卡送40000积分可以报销$400旅行消费并拿回4000积分=$40.
• 注意：可以使用积分报销非旅行类花销，但是200分=$1
• 免费TripIt® Pro手机软件—价值$49/年
• 第一年无年费，之后$89
• 立刻申请
• 也有无年费版本可供选择，区别在于开卡奖励是2万积分,只有旅行和吃饭花销是两倍积分，其他为一倍积分。

• McAfee.com：2013 McAfee 产品半价促销
  • McAfee AntiVirus Plus 2013 现价 $24.99
  • McAfee Internet Security 2013 现价 $39.99
  • McAfee Total Protection 2013 现价 $44.99
  • 点击购买>>

银行开户是每个人都要经历的，北美省钱快报为您总结了选择银行需要考虑的方方面面，以及各大银行目前的开户奖励情况，供大家参考。开户奖励从现金到kindle Fire也是玲琅满目。

Citi这次的开户优惠要求开设三种帐号其中之一,并45天内免费注册Citi ThankYou rewards, 而后在两个月内进行一次Direct Deposit和一次bill payment就可获得:

• The Citigold：4万thinkyou points= $300 gift card. (帐号需要保持$50000免月费否则月费$30)
• Citibank: 2万thinkyou points= $200 gift card (帐号需要保持$15000免月费否则月费$20)
• Basic Banking:1万thinkyou points= $100 gift card (帐号需要保持$1500免月费,或者每月有一个direct deposit和一个bill payment也免月费)
• 具体条款请参看花旗银行官网.

	最多$400礼品卡	4/30/2013
	$50 现金	未知

请点击阅读银行开户奖励大集合：更多几十家银行开户奖励一览>>

• Quicken：部分Quicken软件50% OFF，可轻松管理银行和信用卡帐户
• 促销有效至3月18日
• 点击购买>>

• H&R Block At Home 2012 Deluxe + State 现价 $17.99
• H&R Block At Home 2012 Premium 现价$22.99
• 订单满$25即免运费

• TurboTax 网上报税软件现有高至$20 的折扣
• Turbo Tax 简单版    免费
• TurboTax Deluxe (适合有小孩，有房的家庭) $29.99 $19.99
• TurboTax Online Premier (适合有投资房，投资股票的) $49.99 $34.99.
• TurboTax Home Business （适合在家里办公司的) $74.99 $54.99
• TurboTax Small Business (小型公司 ） $149.99 $129.99
• 点击购买>>

• eBay 现有1 盎司林肯总统图像一美分银币，$34.99包邮。
• 点击购买>>

• Earn 50,000 bonus points after you spend $5,000 in the first 3 months from account opening.
• No interest charges because it's a pay in full charge card.
• Earn 5X points per dollar in select business categories.
• 1:1 point transfer to leading frequent travel programs.
• No foreign transaction fees
• Direct access to a live service advisor anytime.
• $0 Intro Annual Fee for the first year, then $95. 
• Apply Now!

注：在美国，个人注册公司可以作为Sole Proprietorships申请商业信用卡

• Amazon：购买精选 安卓 Apps,免费送 $1 Amazon MP3积分，并且许多apps是免费的。
• 促销截止到12月31号,积分有效期至2014年1月31号.

• Amazon： Quicken Deluxe 2013 for Windows + TurboTax Basic Federal + e-File 2012 for Windows/Mac, 现价 $21.17 并且免运费, 需用折扣码: BTTG35QK.
• 把2个软件分别加入购物车, 在结帐时输入折扣码.

• 必须有和twitter同步的American Express运通信用卡（同步的流程：sync.americanexpress.com/twitter）
• 推#BuyAmexGiftCard25
• 收到@AmexSync回复要求推#ConfirmAmexGiftCard25
• 授权American Express运通信用卡付款
• 必须收到@AmexSync回复的购买确认和American Express发送的电邮购买确认
• 一张卡只能享受一次优惠
• 查看详情>>

• Square Trade： 现在去脸书给Square Trade点赞, 并且输入电子邮箱, 可获得最高达49% off 延保计划优惠.
• 这些延保计划给很多电子产品提供延长保修期, 例如: 苹果手机, 索尼笔记本电脑, 高清电视, 音响, 游戏机, 智能手机等等.
• 优惠截止至今晚9点东部时间.

• Discount Mags 现有Bloomberg Business Week 杂志3年订阅(162 期), 现价$29.99 (封面价$748.50)，用折扣码DEALMOON即可。
• 促销于 2013-01-25截止。
• 点击购买>>

• Earn 100 Reward Dollars after you make $1,000 in purchases in the first three months of Cardmembership.
• Earn Cash Back: 3% at US supermarkets, up to $6,000 per year in purchases, 2% at US gas stations & select US dept stores, 1% on other purchases. Terms and limitations apply.
• Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
• Simple and Straightforward: With the Blue Cash Everyday Card, you can start earning cash back. No rotating reward categories. No enrollment required.
• No annual fee, 0% intro APR on purchases for 12 months. After that, your APR will be a variable rate, currently 12.99%-21.99% with flexibility to pay over time.
• Terms and Restrictions Apply.
• Apply Now

这张信用卡相对是比较容易申请的，当初来美国的第一张信用卡就是Discover的cashback卡。此外，Discover卡和银联合作，在国内接收银联卡的地方都可以刷，不收Foreign Transaction Fee!

• 5% 返现: 每个季度不同类别, 1月到3月: 餐馆和电影院。
• 其他所有消费有1%返现。
• 在国内接收银联卡的地方都可以刷，无境外消费手续费。
• 无年费
• 马上申请>>

• eBay促销：Highland Mint Morgan Dollar 10盎司.999银条，SKU27207，现价$333.00包邮。
• 还可获得 2% eBay Buck, 用于以后在ebay消费。
• 点击购买>>

• eBay促销：H&R Block At Home Deluxe + State 2012 Tax报税套件，现价$29.99包邮。
• 还可获得 2% eBay Buck, 用于以后在ebay消费。
• 点击购买>>

• eBay促销：美国野牛印第安人头像1盎司 .999 小银条，$32.19包邮。
• 点击购买>>

• eBay促销：Credit Suisse 1 克 .9999 小金条 (全新密封带证书，SKU26513) ，$71.95包邮。
• 点击购买>>

• APlusChoice via eBay： 数码输入型保险箱 (还有白色的), 现价 $34.90 并且免运费.
• 点击购买>>

• eBay 促销：2013 版 1 盎司加拿大$5面值非流通枫叶 .9999 银币(SKU27307)，$35.49美国包邮。
• 点击购买>>

• 运通优先卡，超市购物6%返现，在超市买礼品卡油卡也算！
• SPG神卡，免费住喜达屋全球联盟的上千家酒店！
• Delta金卡，可免费换机票！
• 运通白金卡，享受VIP候机厅！
• 此外运通卡是唯一可以在Costco使用的信用卡。

• AT&T 用户现在每个账号注册 paperless billing 就可以得10刀Visa现金卡！包括手机账户，座机，AT&T U-verse 都可以
• 注：注册后5个星期会收到email 通知如何拿到卡，账户需要90天还在继续Paperless billing 的状态才可以拿到卡。
• 已注册paperless billing 的用户不能拿到此奖励。
• 点击注册>>

• eBay 现有 2012 印第安人头像/水牛图案 1 盎司 .999 银币 (SKU26146)，$39.15美国包邮。
• 点击购买>>

• You will get 50,000 bonus Avios after you make $1,000 in purchases within the first 3 months of account opening
• Plus pay no foreign transaction fees when you travel abroad
• You will also get 2.5 Avios for every $1 spent on British Airways purchases and 1.25 Avios for every $1 spent on all other purchases
• Every calendar year you make $30,000 in purchases on your British Airways Visa card, you'll earn a Travel Together Ticket good for two years
• Apple Now

• Discover card： 持卡人所有黑色星期五购物订单可以获得额外2% 现金返现, 需要到Discover.com 激活这个优惠.

• LOFT：精选毛衣及上衣一律$30以下，输入优惠码 "SAVENOW".产品页已显示折扣
• 促销截止至 11-20.
• 点击购买>>

• eBay促销：2013 年索马里 1 盎司100先令面值非流通大象银币(SKU26867)，$39.95包邮。
• 点击购买>>

• eBay 现有 2012年1/10盎司$5面值非流通加拿大枫叶金币 (SKU26148)，现价 $197.00 + 免运费。
• 点击购买>>

• eBay 现有 2012 年野牛/印第安人头像 1 盎司 .999 银元 (SKU26146)，$38.95包邮。
• 点击购买>>

• eBay 现有 Johnson Matthey 1 盎司 .999 银条 (SKU27020)，$38.95包邮。
• 点击购买>>

• eBay促销：Credit Suisse 1 克 .9999 金条 - 全新密封，有 Assay 证书 ( SKU26513)，$72.95包邮。
• 点击购买>>

• eBay 现有2012年0.1盎司$5面值美国鹰非流通金币(SKU25531)，$199.95包邮。
• 点击购买>>

• eBay促销：20枚2012年1盎司面值$1非流通美国鹰银币(SKU26057)，$739.00包邮。
• 点击购买>>

• 3% Cash back at US gas stations and on gasoline at Costco up to $4,000 per year in purchases, then 1%
• 2% cash back at US restaurants; 2% cash back on eligible travel purchases, including at Costco; 1% cash back on other purchases, including at Costco 
• Terms and limitations apply; You will receive your cash back annually in the form of a reward coupon 
• The Two-In-One Card: it's an American Express® Card and Costco membership card, with no annual fee for Costco members 
• Cardmembership offers access to benefits such as Global Assist and Purchase Protection* *Underwritten by AMEX Assurance Company 
• Terms and restrictions apply.

• eBay：现有 2013年蛇年 澳大利亚 1盎司生肖银币，原价$59.95，现价 $44.95 并且免运费。
• 点击购买>>

• Bonus Miles: Earn 30,000 bonus miles toward Award Travel after you spend $500 on the Card within the first three months of Cardmembership.
  • Earn As You Spend: Get 2X miles on Delta purchases and 1X miles for all other eligible dollars spent.
  • Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four.
  • Premium Travel Perks: Settle in sooner with Priority Boarding, and enjoy the skies with 20% in-flight savings to use toward meals, beverages, and movies awarded as a statement credit.
  • $0 introductory annual fee for the first year, then $95.
  • Terms and Restrictions Apply.
• Apply Now!

• eBay促销：1 盎司非流通2012中国熊猫银币，$41.95包邮。
• 点击购买>>

• eBay 现有美国 (印第安人/水牛) 1盎司银元 (SKU26146)，$34.95包邮。
• 同款在Amazon好评4.5星，现价$38.5。
• 促销 2012-09-02 截止。
• 点击购买>>

现在最高送25000点了！
Virgin America维京美国航空公司,一直是价格低廉服务周到的典范,特有的机舱心情灯光设计,先进的个人点播娱乐系统, 还提供付费的空中wifi的服务,绝对是出行的好选择. 维京航空的积分叫Elevate, 仅需要2651点加$2.5税费就可以兑换一张洛杉矶到旧金山的单程机票。下面是一些兑换实例. 现在这张信用卡开卡最高可获25000积分奖励,一张纽约到旧金山的往返机票绰绰有余了，另外每年还有一张同伴机票减$150的折扣券. 对得起$49的年费.
马上申请》
 

• Earn up to 25,000 Bonus Points on qualifying transactions
• Enjoy 3 Points per $1 on Virgin America purchases,1 Point everywhere else
• $150 off a companion ticket every year
• No blackout dates on any seat, at any time for reward flights
• Please see terms and conditions for complete details
• annual fee: $49
• Apply Now!

• 现在即可免费使用Credit Karma的个人信用报告服务。
• 包括信用记录的追踪、对比，多种实用工具。
• 点击查看>>

• Start with 30,000 bonus miles after your spend $1,000 in the first 3 months
• Check your first bag for free - save up to $100 per roundtrip
• Earn double miles on United ticket purchases, and 1 mile per $1 on all other purchases
• Enjoy priority boarding privileges
• Visit the United Club with two one-time-use passes every year
• Your miles don't expire as long as you're a cardmember, with no limit to the number of miles you can earn
• $0 intro annual fee for the first year, then $95
• Apply Now!

是否考虑开股票帐号自己做点投资？ 常年来看,美股的投资价值还是比国内股市要好的多,不像国内上市公司P/E(价格/公司收益 比例) 高的惊人。苹果股价接近$600, P/E 也仅16左右。

这里提醒大家一下，股市还是有风险的,投资需谨慎. 下列信息并不是鼓动大家投资股市,只是为决定开户的朋友们提供一些近期开户有奖励的券商，供大家参考：

E*Trade: 最高可获$500现金奖励，并且60天内免费交易(最多500次)  （需要是新用户，开户注资$2000, 就可以获得60天最多500次免费交易,45天内根据注资额度不同,有不同的现金奖励)

TD Ameritrade: 新开账户免费交易60天(最多500次)外加最高$600 开户奖金 (注入$25000资金可得$100, $100k可得$300, $250k可得$600) ， TD Ameritrade 交易费没有Optionshouse,zecco,OptionsXpress 几家低，但是服务一流，系统稳定, 它提供的Thinkorswim是相当好用的交易平台.


Optionshouse: 免费Dell 显示器 或 Kindle Fire 或 Nexus 7

(开户并存入$10k, $100k,或$250k, 分别可获免费23”, 27”,或30” Dell显示器;或开户并存入$10k, 90天内交易15次，获得免费Kindle Fire)  Optionshouse是交易费用最低的,查看介绍》

OptionsXpress: $100 现金奖励

新用户开户注资$500,12个月内交易3次就可以获得$100奖励. OptionsXpress已被Charles Schwab收购，质量应该有保障。 查看介绍》

 

ZECCO 成立于2006年，位于加州的旧金山。提供廉价的在线交易，每次交易$4.95. 开户不需要有最低额度，也不需要维护费。还提供著名的的社交网站，创新的在线交易群体，为交流经验、互相学习提供了极好的环境。 开户>>

• Discover Open Road信用卡：新用户开户，前4个月，只要每个月消费达到$500, 就可以每个月获得$25 Shell油卡（4个月累计最多获得$100油卡）。 
• 注意这个Offer不给学生
• 这张卡的好处很多：
  • Discover 信用卡对信用要求不是特别苛刻，容易获批！
  • 无年费，24/7客服
  • 汽车加油和餐饮消费2% Cash Back
  • 12个月零利率（0% APR）消费和转账
• 点击查看详情>>

• Earn 25K Membership Rewards® points after you spend $2,000 during your first three months of Card membership
  • Premium travel benefits: access over 600 lounges worldwide when you enroll in Priority Pass™Select, no foreign transaction fees
  • Receive up to $200 annually in a statement credit with the airline of your choice to use towards baggage fees, flight-change fees, in-flight food and beverage purchases and more
  • 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more
  • Entertainment benefits: get Advance Tickets before the public and access once in a lifetime events with By Invitation Only®
  • Terms and restrictions apply
• Apply Now!

悲剧了。亚马逊Amazon七月一日起开始在德州征税！打了一年官司后、amazon与德州和解，7月一日开征消费税。目前amazon只在堪萨斯、肯塔基、纽约州、北达科他、华盛顿州收销售税。Amazon还同意从明年开始对加州，2014对亚利桑那州 online items 征税。 据说2016全国都征。微博粉丝正在热烈讨论，点此查看！ （22万粉丝，北美最有人气的微博！）

德州的朋友，在加税前赶紧多买点！

• 婴儿尿布 和 婴儿食品.
• 家居日常用品.
• 洗衣用品.
• 办公用品.

The Wall Street Journal 现有以下促销:

The Wall Street Journal (华尔街日报）

• 一周六天送到府上
• 4周免费 (订一年一共给56星期)
• 额外用$1就可以订一年的SmartMoney Magazine杂志（12期）
• 半价！$2.29 一个星期, $119 可得56个星期
• 点击查看详情

The Wall Street Journal Digital and Print （华尔街日报+电子版）

• 现在可以在网上，手机上，ipad上看华尔街日报了！
• $4.99 一个星期， 8 个星期免费 (共60 个星期）
• 点击查看详情

The WSJ Weekend （华尔街日报周末版）

• $1 一个星期
• 每个星期六送到府中
• 点击查看详情

Market Watch （资深炒股杂志）

• 四周免费试用，如果不满意，四周内Cancel，没有任何费用.
• 可 选: Retuirement Weekly, Revolution Investment, Hulbert on Markts, Hulbert Interactive, The Technical Indicator, Option Trader, ETF Trader, The proactive Fund Investor, The hulbert Financial Digest
• 最低价格$59一年
• 现在就免费试阅

Smart Money

• 节省 87%
• $10 可买12期, $18 买 24 期， $24 买 36 期
• 点击查看详情

Barron's Online

• 4 星期免费试阅
• $79 一年
• 现在就试阅

• 可获$150礼品卡奖励 (需开户三个月内消费$1000，得到15,000 的THANK YOU 点数奖励后可换取$150 礼品卡)
• 每花$1，可以获得1点奖励
• 无年费
• 马上申请>   |   更多信用卡比较

• Designed for businesses with an established credit history
• Earn 30,000 American Airlines AAdvantage® bonus miles after $1,000 in purchases in the first 3 months of cardmembership*
• First eligible checked bag free for you and up to 4 traveling companions*
• Priority Boarding with Group 1 privileges*
• Earn 2 AAdvantage® miles for every $1 you spend on eligible American Airlines purchases and on purchases at certain office supply, telecommunications and car rental merchants*
• 25% Savings on eligible in-flight purchases

• Get 30,000 bonus miles after you spend $500 in purchases on the Card within your first 3 months of Cardmembership
• You can check your first bag for free and save up to $50 on a round-trip Delta flight 
• 2x miles for each dollar spent on qualifying Delta purchases and 1x mile for each dollar spent on other eligible purchases
• Priority Boarding and 20% In-Flight Savings in the form of a statement credit on eligible purchases
• $0 introductory annual fee for the first year, then $95 
• Terms & Restrictions Apply

• Starpoints® bonus: Earn up to 25,000 bonus points: 10,000 after your first purchase and another 15,000 after you spend $5,000 within the first 6 months of Cardmembership
• Redeem Starpoints® at over 1,100 hotels and resorts in nearly 100 countries and for flights on more than 350 airlines with SPG Flights - all with no blackout dates
• Earn up to 5 Starpoints® for each dollar of eligible purchases charged directly with hotels and resorts participating in the Starwood Preferred Guest® program
• Earn 1 Starpoint® for each dollar of eligible purchases
• $0 introductory annual fee for the first year, then $65
• Terms and limitations apply

• Designed for businesses with an established credit history
• Earn 15,000 bonus ThankYou(R) points after you make $3000 in purchases within 3 months of cardmembership - enough for $150 in gift cards
• 0% intro APR on Purchases for 6 months. After that, 13.24% variable.
• Earn 3 ThankYou(R) points for every dollar you spend on eligible purchases in rotating business categories.
• Redeem points on things for your business or for yourself like business supplies, merchandise, gift cards, travel or even cash.
• No limit to the amount of points you can earn on purchases and points don't expire.
• No annual fee *

• With no annual membership fee, it's a smart choice for your business
• Automatic cash back - cash back is earned on eligible purchases and automatically credited to your statement
• 5% at U.S. office supply stores & on wireless telephone services purchased directly from U.S. service providers
• 3% at U.S. gas stations
• 1% on other purchases 
• Up to $12,000 in purchases in each 5% and 3% category per rebate year, then 1%. 
• Terms and limitations apply

• Earn $200 bonus cash back after you spend $3,000 in 3 months from account opening
• 5% cash back on the first $25,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services
• 2% cash back on the first $25,000 spent annually at gas stations and restaurants
• 1% cash back on all other card purchases with no limit to the amount you can earn
• 0% introductory APR for 6 months on purchases and balance transfers
• No annual fee

• Reward yourself with 50,000 bonus points after you spend $5,000 in 3 months from account opening
• With Ink Plus, you have the cash flow flexibility with the choice to pay over time or pay in full
• Earn 5X points per $1 on the first $50,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services
• Earn 2X points per $1 on the first $50,000 spent annually at gas stations and for hotel accommodations when purchased directly with the hotel
• No foreign transaction fees
• Free employee cards
• Transfer points you've earned to participating frequent travel programs at 1:1 value
• Save with a 0% intro APR for 6 months on purchases and balance transfers

推荐一个很酷的免费理财网站: mint.com. 这个网站可以把你所有的信用卡开销，银行里开销都一一列出来，提醒自己到底钱都花到哪里去了。  月光族们赶紧用起来。小编上个月忘付信用卡账单也有收到提醒。  查看详情>>

• At ING Direct, open a new Electric Orange Checking Account.
• Make a total of 3 Card purchases or Person2Person Payments (or any combo of the two) within 45 days of account opening.
• $50 bonus will automatically be deposited into your account on day 50.