IMPORTANT INFORMATION * Service Fee: Chase SapphireSM Checking has no Monthly Service Fee when you do the following each statement period: Keep an average beginning day balance of $75,000 or more in any combination of this account and linked qualifying Chase checking, savings and other balances. Otherwise a $25 Monthly Service Fee will apply. Product terms subject to change. For more information, please see a banker or visit chase.com/checking. Bonus Account Information: To be eligible for this offer: 1) Customers must have a Chase Sapphire® or Chase Freedom® credit card that is open and not in default at the time of enrollment and at points fulfillment, and be the primary cardmember on the account. 2) Offer not available to existing Chase Sapphire Banking and Chase Private Client customers. To receive the Ultimate Rewards bonus points: 1) Open online or meet with a banker to open a Chase SapphireSM checking account 2) Within 45 calendar days, transfer a total of $75,000 or more in qualifying new money or securities to a combination of eligible checking, savings and/or J.P. Morgan investment accounts (excluding insurance products; fixed and variable annuities; 529 College Savings Plans; any retirement accounts including but not limited to Traditional and Roth IRAs, Keogh, Simple IRAs, and 401(k) Plans). The qualifying new money cannot be funds or securities held by Chase or its affiliates. AND, 3) Maintain at least a $75,000 balance for at least 90 days from the date of funding, irrespective of any losses or gains due to trading or market fluctuation. Ultimate Rewards Points 60,000 Ultimate Rewards points will be posted to the primary cardmember's account up to 45 days after qualifying for the offer. Credit card product changes during the promotional period or prior to the fulfillment of the bonus will forfeit this bonus offer. This offer is not transferable, and is subject to change. Chase credit cards are issued by Chase Bank USA, N.A. The Ultimate Rewards bonus points transferred to you under the terms of the Program are considered miscellaneous income received from Chase, and may be reportable to you and the IRS on Form 1099-INT (or Form 1042-S, if applicable) for the year in which the points are posted to your account. You are responsible for any tax liability related to participating in the program. Please consult your tax advisor if you have any questions about your personal tax situation. Chase SapphireSM Checking details The Annual Percentage Yield (APY) for Chase SapphireSM checking effective as of 01/22/19, is 0.01% for all balances in all states. Interest rates are variable and subject to change. Additionally, fees may reduce earnings on the account. You can only participate in one Sapphire Checking, Chase Private Client Checking or You Invest new money bonus in a 12 month period. Coupon is good for one time use. † No fees for Insufficient Funds and Returned Items – if you have had four or fewer insufficient funds or returned item occurrences in the previous 12 months. An occurrence happens any business day that at least one (1) item is presented or withdrawal request is made against an account with insufficient funds. 1 There is a $25 Monthly Service Fee for Chase SapphireSM Checking OR $0 when you have an average beginning day balance of $75,000 or more in any combination of this account and linked qualifying deposits/investments. Qualifying personal deposits include this checking account and up to nine personal Chase checking accounts (excluding Chase Private Client CheckingSM), personal Chase savings accounts (excluding Chase Private Client SavingsSM), Chase Liquid® Cards, CDs, certain Chase Retirement CDs, or certain Chase Retirement Money Market Accounts (balances in Chase Money Purchase Pension and Profit Sharing Plans do not qualify). Qualifying personal investments include prior end of month balances for investment and annuity products offered by JPMorgan Chase & Co. or its affiliates and agencies. Balances in certain retirement plan investment accounts, such as Money Purchase Pension and Profit Sharing Plans, do not qualify. Investment products and related services are only available in English. 2 There is no Chase fee at non-Chase ATMs. Chase will refund ATM fees charged by the ATM owner. Some ATM owners do not identify these fees in the information they send to us and, as a result, we may not automatically refund the fee. If for any reason the refund is not processed, please contact us. No Foreign Exchange Rate Adjustment Fee. 3 Commission-free trades are limited to online transactions in U.S. listed stocks and ETFs. Sales are subject to a regulatory transaction fee of between $0.01 and $0.03 per $1,000 of principal. The number of commission-free online trades is based on your relationship with J.P. Morgan Securities LLC and/or JPMorgan Chase Bank, NA. All customers receive up to 100 commission-free trades in each of two retirement and two non-retirement You Invest Trade accounts. Trades may not be allocated between accounts and must be used within one year of account opening (or offer registration). Joint accounts receive a maximum of 100 commission-free online trades, based on the primary account holder. There are costs associated with owning ETFs. SapphireSM Banking and Chase Private Client or J.P. Morgan Private Bank customers qualify for $0 commissions on all You Invest Trade online U.S. listed equity and ETF trades (limited to two retirement and two non-retirement accounts per customer). Sapphire Banking, Chase Private Client, and J.P. Morgan Private Bank eligibility requirements are available upon request. Offer terms, relationship requirements and pricing are subject to change and/or termination without advance notice. Other fees and restrictions (including account types) apply. See youinvest.com/pricing for terms and conditions. You Invest is a business of J.P. Morgan Securities LLC offering self-directed brokerage (You Invest Trade) and investment advisory services (You Invest Portfolios). JPMorgan Chase Bank, N.A. and its affiliates (collectively “JPMCB”) offer investment products, which may include bank managed accounts and custody, as part of its trust and fiduciary services. Other investment products and services, such as brokerage and advisory accounts, are offered through J.P. Morgan Securities LLC (JPMS), a member of FINRA and SIPC. Annuities are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. JPMCB, JPMS and CIA are affiliated companies under the common control of JPMorgan Chase & Co. Products not available in all states. Deposit products provided by JPMorgan Chase Bank, N.A. Member FDIC. © 2018 JPMorgan Chase & Co.