All Deals Finance Build Your Credit History Citi® Secured Mastercard® Advertiser Disclosure

Citi® Secured Mastercard®

Build Your Credit History

This is an advertiser offer. Advertiser Disclosure

  • The Citi® Secured Mastercard® is a no annual fee credit card that helps you build your credit when used responsibly.

  • Unlike a debit card, it helps build your credit history with monthly reporting to all 3 major credit bureaus. Once available, you will also have free access to your FICO score online.

  • Use your card anywhere Mastercard® is accepted — worldwide.

  • A security deposit is required. Once approved, your credit limit will be equal to your security deposit (minimum of $200).

  • Get help staying on track with Auto Pay and account alerts.

  • With Flexible Payment Due Dates, you can choose any available due date in the beginning, middle or end of the month.

  • Manage your account 24/7 online, by phone, or in our mobile app.

  • The standard variable APR for Citi Flex Plan is 23.99%. Citi Flex Plan offers are made available at Citi's discretion