北美省钱快报 - 美国最热最火信用卡大全
本页所有链接都将转往银行提供的安全连接，您的私人信息不会泄露，尽请放心。
推荐卡: 开户送最高40,000 bonus points,点数可转给美联航,最快获得免费回国机票必用
Blue Cash Preferred® Card from American Express 超市6%返现！
 | 现金奖励 Top Credit Cards |
| 申请信用卡送现金和各种奖励滚滚而来，几个卡申请下来可以获得上千的现金和多张免费机票！有些优惠就快结束了，赶紧的不拿白不拿。 |
 | Chase Sapphire Preferred® Card | See Issuer's Site | See Issuer's Site | See Issuer's Site |
 | American Express Blue Cash Prefered® Card | $150 | 6% cash back at U.S. supermarkets | $75 |
 | Chase Freedom® Visa | See Issuer's Site | See Issuer's Site | See Issuer's Site |
 | Capital One® Cash Rewards | $100* | 1% + 50% bonus on the cash back you earn every year | $0 |
 | Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back | $100* | Up to 5% | $0 |
 | Citi ThankYou® Preferred Rewards Card | $150 gift card* | 1 points/$1 | $0 |
 | Ink Bold® Business Card | See Issuer's Site | See Issuer's Site | See Issuer's Site |
 | Chase Sapphire® | See Issuer's Site | See Issuer's Site | See Issuer's Site |
 | Airline Mileage Rewards (机票奖励) Credit Cards |
| 出门旅行机票是大头，回国机票更是要上千。现在有很多好机会，申请信用卡，轻松得免费机票, 而且还有免费托运行李,优先登机等好处. 更多介绍请看航空里程兑换机票知识大全 |
| Chase Sapphire Preferred® Card | See Issuer's Site | See Issuer's Site | See Issuer's Site |
 | United MileagePlus Explorer Card | See Issuer's Site | See Issuer's Site | See Issuer's Site |
 | Gold Delta SkyMiles(R) Credit Card from American Express | 30,000 miles* | 1 miles/$1 | $0 introductory
annual fee for the
first year, then $95 |
 | Citi® Platinum Select® / AAdvantage® Visa Signature® | 30,000 miles* | Up to 2 miles/$1 | $95, waived for
first 12 months* |
 | US Airways Dividend Miles MasterCard Card | 40,000 bonus miles* | Up to 2 miles/$1 | $89 |
 | British Airways Visa Signature® Card | See Issuer's Site | See Issuer's Site | See Issuer's Site |
 | The Lufthansa Premier Miles & More World MasterCard® | 50,000 bonus miles* | Up to 2 miles/$1 | $79 |
 | Barclaycard Arrival World MasterCard | 40000 miles | 2 miles/$1 | 1st year free
$89 thereafter |
 | Capital One® Venture℠ Rewards Credit Card | See Terms | Up to 2 miles/$1 | $0 intro annual fee
for first year
$59 after that |
 | Capital One® VentureOne℠ Rewards Credit Card | 10,000 miles* | 1.25 miles/$1 | $0 |
 | Virgin America Visa® Signature Card | 15,000 Points* | Up to 3 points/$1 | $49 |
 | The Platinum Card(R) from American Express | 25000 Points*
VIP Lounge Access | Up to 10 points/$1 | $450 |
 | Best for Gas Credit Cards (加油划算) |
| 油价涨涨涨，工资不涨啊。看看下面这些信用卡，不但有些有开卡奖励，另外加油的时候更有最多5%的回扣。车是天天要开的，钱也就是这么一点点省下来的。 |
| American Express Blue Cash Prefered® Card | $150 | 3% cash back on U.S. gas stations | $75 |
 | TrueEarnings(R) Card from Costco and American Express | N/A | Up to 3% cash back on U.S. gas stations, including at Costco | No Annual Fee
with your paid
Costco Membership |
| American Express Blue Cash Everyday® Card | $100* | 2% cash back on U.S. gas stations | $0 |
 | LSU Tigers™ Platinum MasterCard® from Capital One® | N/A | 2% | $0 |
 | SimplyCash® Business Card from American Express | N/A | 3% | N/A |
 | Best for Hotel (酒店奖励) Credit Cards |
| 信用卡积点数换免费酒店不是什么新鲜事，很多时候真能省不少钱，尤其是开卡还送很多点数。下面几张卡开卡奖励都够几晚酒店了。更多介绍请看酒店奖励信用卡面面观 |
 | Starwood Preferred Guest(R) from American Express | 25000 points* | Up to 5 Points / $1 | $0 introductory
annual fee for the
first year, then $65 |
 | Citi® Hilton HHonors™ Visa Signature® Card | 40000 points* | Up to 6 Points / $1 | None |
 | Marriott Rewards® Premier Credit Card | See Issuer's Site | See Issuer's Site | See Issuer's Site |
 | Citi® Hilton HHonors™ Reserve Card | Two Weekend Night certificates* | Up to 10 Points / $1 | $95 |
 | The priceline rewards™ Visa® card | 5000 bonus points* | Up to 5 Points / $1 | $0 |
 | Best Interest Rate (零利率）Credit Cards |
| 短期周转不灵需要借钱？网上倒卖东西需要压资金？下面这些有限时零利率的卡正好派上用场。但要注意零利率的期限，过来优惠期信用卡的利息还是惊人的。 |
 | Slate® from Chase- No Balance Transfer Fee | See Issuer's Site | See Issuer's Site | See Issuer's Site |
 | Capital One® Platinum Prestige Credit Card | 0%* | 0% intro on purchases
until August 2014 | $0 |
 | Discover it® Card | 0%* | 14 month | $0 |
 | Citi® Diamond Preferred® Card | 0%* | 18 month | $0 |
| Chase Freedom® Visa | See Issuer's Site | See Issuer's Site | See Issuer's Site |
 | Best Credit Cards for New Comer (新移民信用卡) |
| 初到美国没有任何信用分数，直接申请好信用卡往往被拒，申请下面的卡获批几率极大，按时付账单，建立起自己的信用记录，再申请更好的卡。实在困难，还可以从安全信用卡(需要您付押金)开始,它们也会建立信用历史。 |
 | Capital One® Cash Rewards for Newcomers | Up to 2% | No foreign transaction fee | $0 |
 | Capital One® Secured MasterCard® | N/A | | $29 |
 | PerkStreet Financial℠ Debit MasterCard® | Up to 5% | DebitCard (Approved guaranteed) | $0 |
 | Best Credit Cards for Student (学生信用卡) |
| 初到美国留学的同学们，刚来信用分数都很低，直接申请好信用卡往往被拒，不妨从下面这些为学生准备的信用卡开始，按时付账单，建立起自己的信用记录。 |
| Discover it® for Students with $20 Cashback Bonus | Up to 5% | $20 bonus | $0 |
 | Citi Forward® Card for College Students | Up to 5 points / $1 | 0% Intro APR on purchases for 7 months | $0 |
 | Citi® Dividend® Card for College Students | Up to 5% | | $0 |
 | Journey℠ Student Rewards from Capital One® | Up to 1.25% | Auto rental insurance | $0 |
 | Best Small business Credit Cards (公司商业信用卡) |
| 商业信用卡对小公司好处多多: 不但办公用品，手机账单，加油等可获高达5%返现，而且还有可观的开卡奖励。公司花费更是易于管理，大大减轻做帐报税的负担。 |
| Ink Bold® Business Card | See Issuer's Site | See Issuer's Site | See Issuer's Site |
 | Ink Plus® Business Card | See Issuer's Site | See Issuer's Site | See Issuer's Site |
 | Ink Cash® Business Card | See Issuer's Site | See Issuer's Site | See Issuer's Site |
| SimplyCash® Business Card from American Express | N/A | Up to 5% Cashback | N/A |
 | Capital One® SparkSM Cash Select for Business | N/A | 1.5% Cashback | $0 |
 | The Business Platinum Card® from American Express OPEN | N/A | Free Airport Lounge access | $450 |
 | Starwood Preferred Guest® Business Credit Card | 25,000 Starpoints® | Up to 5 Starpoints/$1 | $0 introductory
annual fee for the
first year, then $65 |
 | Gold Delta SkyMiles® Business Credit Card | 30,000 miles | | $0 introductory
annual fee for the
first year, then $95 |
 | CitiBusiness® / AAdvantage® World MasterCard® | 30,000 miles | Check your first bag free
(up to 4 people) | $95, waived for
the first 12 months* |
 | CitiBusiness ThankYou℠ Card | $150 in gift cards | Up to 3 points/$1 | N/A |
 |
$1 Credit Report($1查信用分数) |
| 在美国没有好的信用分数，申请好信用卡可不容易，请看影响你的信用报告的几个秘密 |
CreditReport.com(信用机构Experian旗下公司)现在提供$1查询信用分数的服务. 点击开始查询>
- 提醒一下: 别忘了七天之内取消试用, 否则会被收取 $19.95的月费 (可以打这个电话: 1-877-297-7790).
- 登记的时候，他们会问你要不要花$29.95买3 Bureau Credit Report, 不要选择那个，否则会被charge $29.95. 这个$1的查询，会给你免费提供Experian的信用分数， 其他两家的信用分数 (Equifax和TransUnion)，不是免费的.
- 个人查询自己的信用分数不会影响您的信用记录，但申请信用卡次数过于频繁,信用卡公司频繁查询您的信用记录,会在信用记录里产生不好的影响.
>Click here for your credit score now>
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* Please See Credit Card Terms for details.
