Lemfi
- LemiFi money transfer service offers multiple limited-time benefits.
- Use the exclusive North American Dealmoon promo code: Dealmoon when registering, and receive 10% cashback for transfers over $250, up to a maximum of $50.
What is LemFi?
LemFi is a fintech company focused on cross-border money transfers for global immigrant communities. Originally called Lemonade Finance, it was founded in the United States in 2020, with its European headquarters in London. LemFi is safe and reliable, holding independent financial licenses in various markets and operating under strict supervision by local financial regulatory agencies. It provides fast, secure, and low-cost international transfer services for people living abroad, especially new immigrants and expatriate workers.
Comment Section Giveaway: Share your LemFi transaction screenshot or leave a comment in this post for a chance to win one of four $50 Amazon gift cards. Winners will be randomly selected on March 2nd.
Order screenshot: Share a screenshot of your international money transfer using LemFi;
Comments: Must be at least 10 characters long. Meaningless comments (such as only emojis or "pick me") and non-discount related discussions will be considered non-compliant and may be removed.
LemFi is currently available in multiple countries including the UK, USA, Canada, Germany, and serves over 2 million customers. It supports money transfers to China, Nigeria, Kenya, India, the Philippines, Ghana, and more countries. After downloading the app and registering, your first transaction comes with a great exchange rate and zero fees, plus you can get additional cashback rewards when using a promo code!
LemFi's Triple Benefits for new customers!
- How to claim your $10 Amazon gift card:
1. Submit a screenshot showing you used the DEALMOON promo code;
2. Submit a screenshot of your successful money transfer (can be found in "Transaction Records");
3. Include your personal referral code and LemFi App registration email;
4. Include a screenshot of your comment on this post;
Send the above information to LemFi staff at zhaoqi@lemfi.com to claim your $10 Amazon gift card.
**Note**: To be eligible for gifts and prize drawings, you must be a newly registered user who has completed a transaction; you must use a US IP address, and be a registered DEALMOON user to participate in the giveaway. Anonymous comments are not eligible for prizes.
LemFi reserves the right of final interpretation.
What are LemFi's advantages?
✅ 1. Low Fees / Great Exchange Rates
LemFi specializes in low-fee, safe, and rapid international money transfers. Your first transaction has $0 fees, and starting November 3rd, fees will be adjusted to $5.98 per transaction (for amounts over $101) and $6.98 (for amounts $100 and below). First-time users also enjoy excellent exchange rates, and subsequent rates remain competitive, making it ideal for users who need to make frequent small transfers.
Now using the Dealmoon exclusive code DEALMOON, your first transfer can earn 10% cashback (minimum transfer of $250), with a maximum cashback of $50. For example, after transferring $500, you'll receive $50 cashback within 1-2 days - an incredible deal!
✅ 2. Fast Transfer Speed
Many users report that transfers from the US to Chinese accounts (or other countries) arrive within minutes, much more efficient than traditional international transfers that can take days. This is very convenient for those with urgent needs. The service supports WeChat and Alipay as receiving options.
· When receiving money via WeChat or Alipay for the first time, you'll need to activate the in-app mini-program: "Cross-border Remittance" for WeChat, "Flash Receipt" for Alipay.
· Complete your first WeChat transfer and receive points worth $8! These can be used to offset fees on future transactions!
✅ 3. Supports Multiple Currencies and Countries
Although LemFi initially focused on the African market, it now supports an increasing number of Asian countries, including China, Vietnam, India, and the Philippines, making it ideal for diverse immigrant communities in the US.
✅ 4. Simple Registration / Only Requires a Debit Card
LemFi's registration process is straightforward, supporting US phone numbers, and only requires a common US debit card for payment. Third-party payment methods like Apple Pay are also accepted.
✅ 5. Multiple Benefits for New Users
After registering, new users typically receive first-transfer promotions or cashback offers:
· Share your personal referral code with friends, and both of you will receive $20 cashback when the referred person transfers over $100
· Use the Dealmoon exclusive code DEALMOON for your first transfer of $250 to receive 10% cashback (up to $50)
· ⚠️ The exclusive code cannot be used together with referral codes!
✅ 6. Clear App Interface, Chinese-Friendly
The app features a clean, intuitive design with many one-click operations, making it user-friendly even for those less familiar with English. 24-hour Chinese customer service is available to help users resolve any questions.
🎯 Recommended For:
· When you're homesick and want to shop on Taobao and ship a bunch of happiness to the US
· When you discover that paying with Alipay on certain Chinese food delivery apps qualifies you for discounts and prize draws
· When you need to make installment payments after shopping sprees during Black Friday and Christmas sales
· When you want to send red packets to family and friends in China during holidays
· When you want to invest in equipment for your favorite game but discover it requires payment in RMB
· When you need to lend emergency funds to friends in China but realize you no longer have RMB savings
How to Register and Use LemFi
Download and try it now! Don't forget to take a screenshot of the page where you register using the DEALMOON promo code!
问大家
: Haha, can I pay with a credit card? 哈哈 credit card能支付吗
: Credit cards cannot be used for payment, sorry. Only debit cards are accepted. 信用卡不能支付哦 不好意思 必须借记卡
回复 @小晓星 : No automatic approval, and it showed verification failed, but after two days of hard work, the transaction finally succeeded! 没有自动通过 还显示验证失败 但来之不易耗两天终于成功交易啦
: What is the maximum transfer amount without uploading SSN? Is there a monthly limit on the number of transfers? 不上传SSN的情况下最高汇多少?有没有一个月限制次数?
: The amount varies for each person. You need to register and check it in your profile, or you can contact the 24-hour WeChat customer service for inquiries. 每个人不固定哦 要注册后自己在profile查询一下 也可以联系24小时微信客服查询
回复 @柠檬7 : You can make transfers without uploading documents, but the single transaction limit is lower. 不上传也可以汇款哦 就是单笔额度小一些
: Can I bind a US phone number instead of a Chinese phone number for WeChat Pay? 微信收款的绑定电话是美国手机号不是中国的手机号可以吗
回复 @lougusyhh : You can get it, just complete the wire transfer. 拿得到哦 只要完成汇款就可以
: Sure, no problem! 可以的 没问题!
: Will the $50 rebate come with a tax form? Do I need to report it for tax purposes when exchanging currency? 请问返的50会收到税表吗?换汇需要报税吗?
: Currency exchange is considered a personal cross-border fund transfer and does not need to be reported for taxes in the United States. 换汇属于个人跨境资金划转,不需要在美国报税。
回复 @bearaaaaa : Calculate income without issuing a 1099 算收入 不发1099
: Does Alipay require binding a credit card?
支付宝需要绑定信用卡吗
回复 @多啦A梦的口袋妖怪 : Alipay requires real-name verification; otherwise, you cannot receive payments. 支付宝要实名的 不然没法收款哦
回复 @LEMFI美国助理 : Is it okay without real-name authentication?
没有实名认证也OK吗
: What form is the 50 yuan cashback? Is it used to deduct future transfer fees? 反50 是什么形式的,用于抵扣以后的转账手续费?
回复 @最可爱的小天使 : After verifying your SSN, deposit a small amount into your account and link your bank card, then you can transfer everything out together with the bonus! 验证SSN后 向账户充值一笔小额金额并绑定银行卡 然后再连着奖励一起转出就可以啦
回复 @匿名用户 : How to withdraw to a bank card? Can you provide a screenshot with a circle drawn on it? 如何提取到银行卡?能给个截图画个圈吗?
: What is the transfer limit? 请问转账额度是多少
: After verifying SSN, $4,000 per transaction, $8,000 per day, $32,000 per month. 验证ssn后 美元每笔4000 一天8000 一个月32000
回复 @LEMFI美国助理 : Thank you 谢谢
: Can I transfer money from China to the United States? 可以从中国转账到美国吗?
: No, you can't. 不可以哦
回复 @LEMFI美国助理 :![[捂脸哭]](/assets/emoji/comment-emoji/dm_wulianku@2x.png?v=1)
So upset ![[捂脸哭]](/assets/emoji/comment-emoji/dm_wulianku@2x.png?v=1)
难受
: How long does it take for the cashback to be credited? 返现多久到账呀?
: Fastest within 2 hours, generally arrives within 24 hours after payment is received. 快的话两小时,一般收款后24小时内到账
: My cashback arrived instantly. 我的返现秒到账
: Do I need to be certified to receive money? 需要收钱的人认证吗?
: The recipient's WeChat or Alipay just needs to have their ID card linked. 收钱人微信支付宝自己绑定过身份证就可以啦
最新评论 792
: It's indeed very fast, but there's a $6 fee for each transfer, regardless of the amount. Transferring small amounts just isn't worth it. In this regard, it's not as good as Panda, which offers two fee-free transfers per month, though it's slower. Each has its pros and cons. 很快确实 但是转一笔手续费就要6块 转多少钱都是 转少了根本不合适 这点就不如熊猫 一个月能免2回手续费 就是慢点 各有好坏
: The funds arrived in about 5 minutes, and the $50 reward was credited almost immediately—very convenient. 大概5分钟到账了,然后50刀的奖励也马上到账了,很方便
: WeChat cannot receive money when bound to a U.S. passport. 微信绑定美国护照收不了钱
: Yes, you must bind your ID card to do so. You can transfer it to family members. 是的 必须要绑定身份证才可以 可以转给家人
: This time I can have cash to use when I go back to China for fun. I was worried about how to handle it before, otherwise I would have to use my American card. The transfer is super fast! 这次回国玩可以有现金用了,之前还愁咋整呢,不然就要刷美国卡了。转账非常速度!
: Thank you for your feedback and support! The gift card has been sent~ 谢谢反馈支持!礼品卡已发~
: First time using this, the speed is indeed very fast, the funds arrived within 1 day, much faster than previous platforms. Highly recommend everyone to use it. 第一次使用这个,速度确实很快,1天内就到账了,比以前的平台快多了,推荐大家使用。
: Thanks for the recommendation! 感谢推荐!
: It's really quick and convenient! I'll stick with LemFi from now on👍 真的是快捷方便!以后就锁定LemFi了👍
: Wise choice
明智选择
: Why do long-time users never get any benefits? If this continues, I'm switching to Remitly.
为什么老用户一直没有福利?再这样要转移到remitly了
: You can look forward to our upcoming super high exchange rate promotion for transfers to UnionPay cards! 可以期待一下我们马上会有的转到银联卡超高汇率优惠哦
: Is the identity verification process really this slow? 身份审核这么慢么
: Quick, the exchange rate isn't as good as Panda's, but it's still useful. 快,汇率就是没熊猫多些,但也好用
: No way, the three-minute bank card payment method is definitely better than Panda Remit. You can look forward to our soon-to-be-launched bank account recharge option, and the rates are very competitive too. 不会吧 银行卡三分钟到的方式绝对比熊猫高哦 可以期待一下我们马上要开通的银行账户充值方式 价格也很优惠
: Do I need to be certified to receive money? 需要收钱的人认证吗?
: The recipient's WeChat or Alipay just needs to have their ID card linked. 收钱人微信支付宝自己绑定过身份证就可以啦
: Can I transfer money from China to the US? That is, convert RMB to USD? 可以中国汇款到美国吗?就是人民币转换成美金?
: No, you can't. Only USD can be exchanged for RMB. 不可以哦 只能美元换人民币
: Introduced by family, thought I'd take advantage of the promotion to switch some! Faster than expected! Good review 👍 家人介绍的,想着有活动就换一些!比想象中要快速!好评👍
: Safe and reliable, funds arrive in just three minutes! Feel free to recommend it to more friends! 安全可靠 三分钟到账!欢迎推荐给更多朋友哦
: First time downloading and using this LemFi app, and I've just successfully completed a remittance. The process steps were quite simple 👍. Received the transfer quickly, thank you very much for the recommendation, DealMoon. I specifically came to the comments section to check in, hoping to be selected haha~ Good luck to everyone!
第一次下载使用这个LemFi软件,刚刚已经成功汇款啦,流程步骤还挺简单的👍 很快就收到转账了,非常感谢DealMoon推荐,特地来评论区打卡一下,希望能被抽中哈哈~祝大家好运!
: Thank you for your thoughtful comment! Wishing you and your family a pleasant life! 感谢您的用心评论!祝您及家人生活愉快!
: Transferring to WeChat is super fast! If I had known that only the first transfer is fee-free, I would have transferred more! 直接转微信超级快!要是知道只有第一次免手续费我就多转点了呢
: Haha, the first transaction on WeChat will give you an $8 cashback in points. Rounding it off, you've saved on the transaction fee again. 哈哈 微信第一笔会有8美金积分返现 四舍五入又免了一次手续费
: Didn't you say the handling fee could be deducted from the previously returned $50? But it shows that the handling fee is being deducted from the amount I want to transfer. How should I proceed? 不是说手续费可以从之前返的$50 里面扣, 可是显示从我要汇的款理扣手续费, 请问要怎么操作
: First, top up the amount you want to remit. For example, if you want to remit 3000, top up 2950, then use the balance to make the remittance. 先充值你要汇款的金额 比如你想汇3000 就充2950 然后再用余额汇款
: Does anyone have the same issue? My account has been fully verified, but I'm stuck at the recharge and card binding step. I've tried two or three bank cards, and none of them are supported. What's going on? Please help me out.
请问谁有没有,同样的问题就是,账号什么都认证过了,就卡在充值绑卡,试两三张银行卡都不支持,这是什么情况?:请大家解答一下。
: Sometimes it's a system issue. You can try directly binding your debit card to Apple Pay and then paying with Apple Pay. The fees are the same, and Apple Pay is more secure. 有时候系统问题 可以试试直接applepay绑定你的借记卡 然后直接applepay支付 费用都是一样的 applepay更安全
回复 @LEMFI美国助理 : I missed the cashback event, but I have to say I was really impressed. The first time I used it, I received 3900, and it was truly instant. I thought it would take 5 minutes, but it arrived in less than 1 minute. 👍 没赶上返现活动,但不得不说真的惊艳到了,第一次用发了3900,真的是秒到帐的,我以为5分钟真的不到1分钟的时间就到帐了。👍
: First time using Lemfi, super fast transfer, directly to WeChat, really convenient. The exchange rate is good too, will use this app from now on.
第一次使用Lemfi 急速到账 直接到微信 真的很方便了 汇率也好 以后就用这个app了
: Thanks for the support! 感谢支持!
: This deal is pretty good. 这个优惠还挺好的
: LemFi is really convenient for sending WeChat. I can transfer money directly to my family before returning to China, so I can enjoy eating, drinking, and having fun as soon as I get back. LemFi 发微信真的好方便,回国之前直接把钱打给家里人,回去就能好好吃喝玩乐了
: Wow, you're really good at using it! LemFi is also a great tool for sending red envelopes. 哇 那你很会用诶!LemFi也是发红包利器
: Convenient, registration and transfer completed successfully, all done in ten minutes and with no handling fees.
方便,注册加转账成功 十分钟搞定 而且免手续费
: There's also an incredibly high exchange rate! 还有超高汇率哦!