Lemfi
- LemFi is now offering a limited-time multi-benefit promotion.
- Use the exclusive code from North America省钱快报: Dealmoon to register, and get 10% cashback on transfers of $250 or more, up to $50 cashback.
What is LemFi?
LemFi is a fintech company focused on cross-border remittances for global immigrants. Originally named Lemonade Finance, it was founded in the U.S. in 2020, with its European headquarters in London. LemFi is safe and reliable, holding independent local financial licenses in each market and strictly supervised by local financial regulators. It provides fast, secure, and low-cost international transfer services for people living abroad, especially new immigrants and expatriates.
Comment to Win: Share a screenshot of your LemFi usage or leave a comment in this post for a chance to win a $50 Amazon gift card. 4 winners will be randomly selected on March 2nd.
Order Screenshot: A screenshot of your international transfer using LemFi.
Comment: Comments must be over 10 characters. Spam (e.g., only emojis, "please pick me"), non-discussion comments, etc., will be considered invalid and not retained.
LemFi is now live in the UK, US, Canada, Germany, and many other countries, with over 2 million customers. It supports transfers to China, Nigeria, Kenya, India, the Philippines, Ghana, and more. After downloading the app and registering, your first transaction will enjoy a great exchange rate and fee waiver. Use the promo code for extra cashback rewards!
LemFi New Customers Triple Bonus Event!
- $10 Amazon Gift Card Claim Details:
1. Submit a screenshot showing the use of the DEALMOON code.
2. Submit a screenshot of a successful transfer (can be found in "Transaction History").
3. Your personal referral code and LemFi app registered email.
4. A screenshot of your comment in this post.
Send the above information to LemFi staff at zhaoqi@lemfi.com to claim your $10 Amazon gift card.
**Note**:To claim the gift and participate in the giveaway, you must be a newly registered and transacting user. Only US IP and DEALMOON registered users can participate in the giveaway. Anonymous comments cannot enter.
LemFi reserves the right of final interpretation.
What are the advantages of LemFi?
✅ 1. Low Fees / Great Exchange Rates
LemFi focuses on low-fee, secure, and fast international transfers. Your first transaction has a $0 fee. Starting November 3rd, fees will adjust to $5.98 per transaction (for amounts over $101) and $6.98 (for $100 and under). Your first transaction also enjoys a premium exchange rate, and subsequent rates are quite competitive, making it especially suitable for users who make frequent small transfers.
Now, use the exclusive Dealmoon code DEALMOON to get 10% cashback on your first transfer (minimum transfer of $250), with a maximum cashback of $50. For example, after transferring $500, you'll receive $50 cashback within 1-2 days. What a deal!
✅ 2. Fast Transfer Speed
Many users report that transfers from the U.S. to Chinese accounts (or other countries) arrive within minutes, much more efficient than traditional international transfers that can take days. This is very convenient for those with urgent needs. Supports WeChat and Alipay for receiving funds.
· First transfer to WeChat earns you 10 USD in points.
✅ 3. Supports Multiple Currencies and Countries
Although LemFi initially focused on the African market, it now supports more Asian countries like China, Vietnam, India, and the Philippines, making it great for diverse immigrant communities in the U.S.
✅ 4. Easy Registration / Only Needs a Debit Card
LemFi's registration process is simple, supporting U.S. phone numbers. You only need a common U.S. debit card to pay, and third-party payment methods like Apple Pay also work.
✅ 5. Great New Customer Perks
New customers often get first-transfer discounts or cashback offers after registering.
· Share your personal referral code with friends, and both of you will get $20 cashback, which will be credited when the invitee transfers over $100.
· Use the exclusive Dealmoon code DEALMOON for your first transfer of $250 to get 10% cashback (up to $50).
· ⚠️ The exclusive code cannot be used together with the referral code!
✅ 6. Clear App Interface, Chinese-Friendly
The app interface is clean and intuitive, with many operations done in one click, making it user-friendly for those less comfortable with English. It also offers 24/7 Chinese customer service to help users with any questions.
🎯 Recommended for:
· When you're feeling homesick and want to go on a Taobao shopping spree, then ship your haul to the U.S.
· When you find a Chinese food delivery app that offers discounts and lucky draws for Alipay payments.
· When you've been shopping during Black Friday and Christmas sales and need to pay off your Huabei installments.
· When you want to send a red envelope to family or friends back home during holidays.
· When you want to invest in some gear for your favorite game but need to pay in RMB.
· When you want to lend some emergency funds to a friend in China but realize you have no RMB savings left.
How to Register and Use LemFi
Download and try it now! Don't forget to take a screenshot of the page where you registered using the DEALMOON promo code!
问大家
: Haha, can I pay with a credit card? 哈哈 credit card能支付吗
: Credit cards cannot be used for payment, sorry. Only debit cards are accepted. 信用卡不能支付哦 不好意思 必须借记卡
回复 @小晓星 : No automatic approval, and it showed verification failed, but after two days of hard work, the transaction finally succeeded! 没有自动通过 还显示验证失败 但来之不易耗两天终于成功交易啦
: What is the maximum transfer amount without uploading SSN? Is there a monthly limit on the number of transfers? 不上传SSN的情况下最高汇多少?有没有一个月限制次数?
: The amount varies for each person. You need to register and check it in your profile, or you can contact the 24-hour WeChat customer service for inquiries. 每个人不固定哦 要注册后自己在profile查询一下 也可以联系24小时微信客服查询
回复 @柠檬7 : You can make transfers without uploading documents, but the single transaction limit is lower. 不上传也可以汇款哦 就是单笔额度小一些
: Can I bind a US phone number instead of a Chinese phone number for WeChat Pay? 微信收款的绑定电话是美国手机号不是中国的手机号可以吗
回复 @Ashdadada : You can get it, just complete the wire transfer. 拿得到哦 只要完成汇款就可以
: Sure, no problem! 可以的 没问题!
: Will the $50 rebate come with a tax form? Do I need to report it for tax purposes when exchanging currency? 请问返的50会收到税表吗?换汇需要报税吗?
: Currency exchange is considered a personal cross-border fund transfer and does not need to be reported for taxes in the United States. 换汇属于个人跨境资金划转,不需要在美国报税。
回复 @bearaaaaa : Calculate income without issuing a 1099 算收入 不发1099
: Does Alipay require binding a credit card?
支付宝需要绑定信用卡吗
回复 @多啦A梦的口袋妖怪 : Alipay requires real-name verification; otherwise, you cannot receive payments. 支付宝要实名的 不然没法收款哦
回复 @LEMFI美国助理 : Is it okay without real-name authentication?
没有实名认证也OK吗
: What form is the 50 yuan cashback? Is it used to deduct future transfer fees? 反50 是什么形式的,用于抵扣以后的转账手续费?
回复 @最可爱的小天使 : After verifying your SSN, deposit a small amount into your account and link your bank card, then you can transfer everything out together with the bonus! 验证SSN后 向账户充值一笔小额金额并绑定银行卡 然后再连着奖励一起转出就可以啦
回复 @匿名用户 : How to withdraw to a bank card? Can you provide a screenshot with a circle drawn on it? 如何提取到银行卡?能给个截图画个圈吗?
: What is the transfer limit? 请问转账额度是多少
: After verifying SSN, $4,000 per transaction, $8,000 per day, $32,000 per month. 验证ssn后 美元每笔4000 一天8000 一个月32000
回复 @LEMFI美国助理 : Thank you 谢谢
: Can I transfer money from China to the United States? 可以从中国转账到美国吗?
: No, you can't. 不可以哦
回复 @LEMFI美国助理 :![[捂脸哭]](/assets/emoji/comment-emoji/dm_wulianku@2x.png?v=1)
So upset ![[捂脸哭]](/assets/emoji/comment-emoji/dm_wulianku@2x.png?v=1)
难受
: How long does it take for the cashback to be credited? 返现多久到账呀?
: Fastest within 2 hours, generally arrives within 24 hours after payment is received. 快的话两小时,一般收款后24小时内到账
: My cashback arrived instantly. 我的返现秒到账
: Does the system not accept new California driver's licenses? 系統不接受新的加州駕照嗎?
: Accept it. 接受哦
最新评论 873
: Actually, there's no need to exchange for RMB. Can they do WeChat to Alipay transfers?
Without a domestic bank card in Mainland China, this is basically unsolvable.
倒是不需要换人民币,他家能微信换支付宝吗
没有国内银行卡,这个基本上无解了
: I've seen the ads for a long time but never dared to use it. Is it reliable? 看了很久广告,一直不敢用,靠谱吗?
: Reliable, arrives in just a few minutes. 靠谱,几分钟到账
: Will I be charged any fees for using U.S. credit cards from Amex or Chase? 用美國信用卡 Amex 或Chase 這兩家銀行會被收什麼手續費嗎
: No, that's not the case. But Amex doesn't work; it has to be a Mastercard or Visa debit card. 不会哦 但amex不行 只能是mastercard或者visa的debit card
: How do I know I have 10% cash back? 怎么知道我有10%返现呢….
: You can inquire via WeChat customer service. 可以微信客服进行查询哦
: Is there any cashback today? 返现今天还有没?
: 有的哈 有的哈
: Very easy to use! Arrived instantly~ 非常好用!秒到账~
: Nice!
赞哦
: Great, it arrived instantly! 非常好,立马就到账了!
: 赞👍🏻 赞👍🏻
: Has the event ended? It's the 11th today. 活动结束了吗?今天11号了
回复 @匿名用户 : There's a cashback offer! Deposit over $500 USD to get $50, plus an extra $5 via WeChat. 有返现哦 汇500美金以上得50+微信的额外5美金
: Well, it's over now. You can look forward to the 618 Shopping Festival Discount Price starting in June. 嗯 结束啦 可以期待一下六月开始的六一八活动
: Transferred. Arrived quickly. 已转 很快到账
: Cashback received, credited instantly, very convenient 👍 返现收到,秒到账,非常方便👍
: Cashback arrives instantly
返现秒到账
: Excellent speed 👍🏻 速度优秀👍🏻
: Is there still a bonus now? Does the cash back go to the bank card or? 请问现在还有奖金吗?cash back 到银行卡还是?
: Go to your LemFi account, you can directly deduct it from your next transfer. 到你的 lemfi 账户哦 可以直接抵扣在下一次汇款里
: Some of the rewards will be credited to your LemFi account. 还有的 奖励会到你的lemfi账户里
: Account activation and verification were very fast. I used the discount code, and immediately after completing the transfer, I received 50. 账号开通验证很快,折扣码用了,转帐完成后立刻收到了50
: Awesome! 棒棒哒!
: Transferred to WeChat and it arrived in 2 minutes. The $50 reward and 1000 points also all arrived in less than 5 minutes. Lightning fast. 转微信2分钟就到账了,$50奖励和1000积分不到5分钟也全到账了,神速。
回复 @海棠未雨 : Yes, there is. You are welcome to join. 有哦 欢迎参与
回复 @匿名用户 : Is the Amazon card promotion still available now? 请问现在还有Amazon卡的活动吗?
: Fast, both cashback and transfer have been received. 很快 返现和转账都收到了
: Awesome! 棒棒哒
: The gift card has been received too. 礼卡也收到了
: Received it, super fast! Thumbs up 👍 收到了 太快了 点赞👍
: Thank you for your trust! 感谢您的信任!
: Image comment 图片评论
: Lemfi is really convenient. The transfer arrives in just a few minutes, and the speed truly exceeded my expectations. The $60 reward also hit my account within minutes. Highly recommended! Lemfi 真的太方便了 汇款几分钟就到账速度真的超乎我的想象,60刀奖励也是几分钟就到账,强力推荐
: Thank you for your support and recognition
感谢您的支持与认可
: Fast delivery, and the cashback is decent too. 速度快 返现也有
:
! $50 + $10 in points deduction 赞!50美金+10刀积分抵扣
: Soon, I also saw the reward. A total of $60 in rewards, what a great deal! 很快 也看到了奖励 一共奖励60刀 太划算了
: Yes, the plaster really rewarded this wave. 是的 石膏奖励了这一波属于
回复 @LEMFI美国助理 : I received the $10 gift card!
我收到$10gift card了!