Lemfi
- LemiFi money transfer limited-time multiple benefits now available.
- Use North America Dealmoon exclusive code: Dealmoon to register, receive 10% cashback for transfers over $250, up to $50 cashback.
What is LemFi?
LemFi is a fintech company focused on cross-border money transfers for global immigrant communities. Originally named Lemonade Finance, it was established in the United States in 2020, with its European headquarters in London. LemFi is safe and reliable, holding independent financial licenses in various markets and strictly regulated by local financial regulatory authorities. It provides fast, secure, and low-cost international transfer services for people living abroad (especially new immigrants and expatriates).
Comment section giveaway: Share screenshots of using LemFi or leave a comment in this post for a chance to win an Amazon $50 gift card. Four winners will be randomly selected on March 2nd.
Order screenshot: Share a screenshot of your international money transfer using LemFi;
Comments: Comments must exceed 10 characters. Meaningless comments (such as emoji only, asking to win, etc.) or non-discount related discussions will be considered non-compliant and won't be kept.
LemFi is currently available in multiple countries including the UK, US, Canada, Germany, and more, with over 2 million customers. It supports money transfers to countries including China, Nigeria, Kenya, India, Philippines, Ghana, and others. After downloading the app and registering, your first transaction will enjoy premium exchange rates and zero fees, plus additional cashback rewards when using the promo code!
LemFi new customers triple rewards major promotion!
- $10 Amazon gift card redemption details:
1. Submit a screenshot using the DEALMOON code;
2. Submit a screenshot of successful money transfer (can be found in "Transaction Records");
3. Your personal referral code and Lemfi App registration email;
4. Screenshot of your comment on this post;
Send the above information to LemFi staff email zhaoqi@lemfi.com to receive your $10 Amazon gift card.
**Note**: Only newly registered users who complete a transaction can claim rewards and participate in the giveaway; limited to US IP addresses and DEALMOON registered users. Anonymous comments cannot participate in the giveaway.
LemFi reserves the right of final interpretation.
What are LemFi's advantages?
✅ 1. Low fees / Great exchange rates
LemFi focuses on providing low-fee, safe, and quick international money transfer services. Your first transaction has $0 fees. Starting November 3rd, the fee will adjust to $5.98 per transaction (for transfers over $101) and $6.98 (for transfers of $100 and below). Your first transaction also enjoys excellent exchange rates, and subsequent transfers still offer competitive rates, making it especially suitable for users who frequently make small transfers.
Now, using the Dealmoon exclusive code DEALMOON, your first transfer can receive 10% cashback (minimum transfer of $250), with a maximum cashback of $50. For example, after transferring $500, you can receive $50 cashback within 1-2 days - super cost-effective!
✅ 2. Fast transfers
Many users report that transfers from the US to Chinese accounts (or other countries) arrive within minutes, much more efficient than traditional international transfers (which can take several days). This is very convenient for those with urgent needs. LemFi supports WeChat and Alipay as receiving methods.
· For first-time receipt via WeChat or Alipay, you'll need to activate the in-app mini-program to receive funds: WeChat - Cross-border Remittance, Alipay - Flash Receive
✅ 3. Supports multiple currencies and countries
Although LemFi initially focused on the African market, it now supports more Asian countries, such as China, Vietnam, India, the Philippines, etc., making it suitable for diverse immigrant communities in the US.
✅ 4. Simple registration / Only requires a debit card
LemFi has a simple registration process, supports US phone number registration, and only requires a common US debit card for payment. Third-party payment methods like Apple Pay are also accepted.
✅ 5. Many new user benefits
After new users register, there are typically first-transfer discounts or cashback promotions:
· Share your personal referral code with friends, and both parties will receive $20 cashback when the invited person transfers more than $100
· Use the Dealmoon exclusive code DEALMOON for your first transfer of $250 to get 10% cashback (up to $50)
· ⚠️ The exclusive code cannot be used simultaneously with referral codes!
✅ 6. Clear app interface, Chinese-friendly
The app has a clean and intuitive interface with many one-click operations, making it friendly for users less familiar with English. 24-hour Chinese customer service is available to help users solve any issues.
🎯 Recommended for:
· When you're feeling homesick and want to shop on Taobao and ship a bunch of happiness to the US
· When you discover you can participate in discounts and giveaways by paying with Alipay on Chinese food delivery apps
· When you need to make installment payments in Chinese yuan after shopping sprees during Black Friday and Christmas sales
· When you want to send red packets to family and friends in China during holidays
· When you want to invest in equipment for your favorite game but discover it requires payment in Chinese yuan
· When you need to lend emergency funds to friends in China but realize you no longer have RMB deposits
How to register and use LemFi
Download and try it now! Don't forget to screenshot the page where you register and use the DEALMOON promo code!
问大家
: Haha, can I pay with a credit card? 哈哈 credit card能支付吗
: Credit cards cannot be used for payment, sorry. Only debit cards are accepted. 信用卡不能支付哦 不好意思 必须借记卡
回复 @小晓星 : No automatic approval, and it showed verification failed, but after two days of hard work, the transaction finally succeeded! 没有自动通过 还显示验证失败 但来之不易耗两天终于成功交易啦
: What is the maximum transfer amount without uploading SSN? Is there a monthly limit on the number of transfers? 不上传SSN的情况下最高汇多少?有没有一个月限制次数?
: The amount varies for each person. You need to register and check it in your profile, or you can contact the 24-hour WeChat customer service for inquiries. 每个人不固定哦 要注册后自己在profile查询一下 也可以联系24小时微信客服查询
回复 @柠檬7 : You can make transfers without uploading documents, but the single transaction limit is lower. 不上传也可以汇款哦 就是单笔额度小一些
: Can I bind a US phone number instead of a Chinese phone number for WeChat Pay? 微信收款的绑定电话是美国手机号不是中国的手机号可以吗
回复 @lougusyhh : You can get it, just complete the wire transfer. 拿得到哦 只要完成汇款就可以
: Sure, no problem! 可以的 没问题!
: Will the $50 rebate come with a tax form? Do I need to report it for tax purposes when exchanging currency? 请问返的50会收到税表吗?换汇需要报税吗?
: Currency exchange is considered a personal cross-border fund transfer and does not need to be reported for taxes in the United States. 换汇属于个人跨境资金划转,不需要在美国报税。
回复 @bearaaaaa : Calculate income without issuing a 1099 算收入 不发1099
: Does Alipay require binding a credit card?
支付宝需要绑定信用卡吗
回复 @多啦A梦的口袋妖怪 : Alipay requires real-name verification; otherwise, you cannot receive payments. 支付宝要实名的 不然没法收款哦
回复 @LEMFI美国助理 : Is it okay without real-name authentication?
没有实名认证也OK吗
: What form is the 50 yuan cashback? Is it used to deduct future transfer fees? 反50 是什么形式的,用于抵扣以后的转账手续费?
回复 @最可爱的小天使 : After verifying your SSN, deposit a small amount into your account and link your bank card, then you can transfer everything out together with the bonus! 验证SSN后 向账户充值一笔小额金额并绑定银行卡 然后再连着奖励一起转出就可以啦
回复 @匿名用户 : How to withdraw to a bank card? Can you provide a screenshot with a circle drawn on it? 如何提取到银行卡?能给个截图画个圈吗?
: What is the transfer limit? 请问转账额度是多少
: After verifying SSN, $4,000 per transaction, $8,000 per day, $32,000 per month. 验证ssn后 美元每笔4000 一天8000 一个月32000
回复 @LEMFI美国助理 : Thank you 谢谢
: Can I transfer money from China to the United States? 可以从中国转账到美国吗?
: No, you can't. 不可以哦
回复 @LEMFI美国助理 :![[捂脸哭]](/assets/emoji/comment-emoji/dm_wulianku@2x.png?v=1)
So upset ![[捂脸哭]](/assets/emoji/comment-emoji/dm_wulianku@2x.png?v=1)
难受
: How long does it take for the cashback to be credited? 返现多久到账呀?
: Fastest within 2 hours, generally arrives within 24 hours after payment is received. 快的话两小时,一般收款后24小时内到账
: My cashback arrived instantly. 我的返现秒到账
: Do I need to be certified to receive money? 需要收钱的人认证吗?
: The recipient's WeChat or Alipay just needs to have their ID card linked. 收钱人微信支付宝自己绑定过身份证就可以啦
最新评论 815
: Cashback is still valid, transfers are very fast, and the interest rate is the best on the market. Cashback依然有效,转账非常快,利率也是市场最优
: The funds arrived quickly, and the $50 cash back was received at the same time. Not bad, quite convenient! 到账很快,$50cash back 也同时间收到了。还不错,挺方便的!
: Thanks for sharing! There are 500 points on WeChat that can be used to deduct $5 for future remittances. 感谢分享!到微信还有500积分可抵扣5美元未来的汇款哦
: The remittance speed is very fast, and the $50 cashback is credited immediately upon completion. Now there's also a promotion where remitting to WeChat gives you an extra $5, so I received $55 right away.
汇款速度很快,完成后50返现立即到账,现在又有汇入微信送$5活动,马上到账$55,赞👍
:
Nice, I was able to participate in the latest WeChat activity just two days after it went live. 赞的 上线两天正好参加到了最新微信活动
: Need 1 code that gives 10% cashback, tried several but all said invalid, including dealmoon![[裂开]](/assets/emoji/comment-emoji/dm_liekai@2x.png?v=1)
需要 1 个能 返 10% 的 code,试了好几个都说无效,包括 dealmoon![[裂开]](/assets/emoji/comment-emoji/dm_liekai@2x.png?v=1)
回复 @匿名用户 : Hey, look, I just transferred 500 on WeChat, and then my account got 50, so in the end, I still used the dealmoon code?![[捂脸哭]](/assets/emoji/comment-emoji/dm_wulianku@2x.png?v=1)
诶,你看我刚才转了微信 500,然后账户就有了 50,所以到最后这个 dealmoon 的码还是用上了?![[捂脸哭]](/assets/emoji/comment-emoji/dm_wulianku@2x.png?v=1)
回复 @马刺小熊 : This is it, I'm using it now, capped at 50. 这就是用上啦,50封顶啦
: Is the cashback event still available? 返现活动还在吗
: Yes, it's still available. 嗯嗯 还在的哦
: Is the $10 Amazon gift card promotion still available? $10 Amazon礼卡的活动还在吗
: I'm here 在哦
: It's indeed very fast, but there's a $6 fee for each transfer, regardless of the amount. Transferring small amounts just isn't worth it. In this regard, it's not as good as Panda, which offers two fee-free transfers per month, though it's slower. Each has its pros and cons. 很快确实 但是转一笔手续费就要6块 转多少钱都是 转少了根本不合适 这点就不如熊猫 一个月能免2回手续费 就是慢点 各有好坏
: Transfer more and earn points rewards! They can be used to offset handling fees! 转得多还有积分奖励!可以抵扣手续费!
: The funds arrived in about 5 minutes, and the $50 reward was credited almost immediately—very convenient. 大概5分钟到账了,然后50刀的奖励也马上到账了,很方便
:
赞
: WeChat cannot receive money when bound to a U.S. passport. 微信绑定美国护照收不了钱
: Yes, you must bind your ID card to do so. You can transfer it to family members. 是的 必须要绑定身份证才可以 可以转给家人
: This time I can have cash to use when I go back to China for fun. I was worried about how to handle it before, otherwise I would have to use my American card. The transfer is super fast! 这次回国玩可以有现金用了,之前还愁咋整呢,不然就要刷美国卡了。转账非常速度!
: Thank you for your feedback and support! The gift card has been sent~ 谢谢反馈支持!礼品卡已发~
: First time using this, the speed is indeed very fast, the funds arrived within 1 day, much faster than previous platforms. Highly recommend everyone to use it. 第一次使用这个,速度确实很快,1天内就到账了,比以前的平台快多了,推荐大家使用。
: Thanks for the recommendation! 感谢推荐!
: It's really quick and convenient! I'll stick with LemFi from now on👍 真的是快捷方便!以后就锁定LemFi了👍
: Wise choice
明智选择
: Why do long-time users never get any benefits? If this continues, I'm switching to Remitly.
为什么老用户一直没有福利?再这样要转移到remitly了
: You can look forward to our upcoming super high exchange rate promotion for transfers to UnionPay cards! 可以期待一下我们马上会有的转到银联卡超高汇率优惠哦
: Is the identity verification process really this slow? 身份审核这么慢么
: Quick, the exchange rate isn't as good as Panda's, but it's still useful. 快,汇率就是没熊猫多些,但也好用
: No way, the three-minute bank card payment method is definitely better than Panda Remit. You can look forward to our soon-to-be-launched bank account recharge option, and the rates are very competitive too. 不会吧 银行卡三分钟到的方式绝对比熊猫高哦 可以期待一下我们马上要开通的银行账户充值方式 价格也很优惠
: Do I need to be certified to receive money? 需要收钱的人认证吗?
: The recipient's WeChat or Alipay just needs to have their ID card linked. 收钱人微信支付宝自己绑定过身份证就可以啦
: Can I transfer money from China to the US? That is, convert RMB to USD? 可以中国汇款到美国吗?就是人民币转换成美金?
: No, you can't. Only USD can be exchanged for RMB. 不可以哦 只能美元换人民币
: Introduced by family, thought I'd take advantage of the promotion to switch some! Faster than expected! Good review 👍 家人介绍的,想着有活动就换一些!比想象中要快速!好评👍
: Safe and reliable, funds arrive in just three minutes! Feel free to recommend it to more friends! 安全可靠 三分钟到账!欢迎推荐给更多朋友哦
: First time downloading and using this LemFi app, and I've just successfully completed a remittance. The process steps were quite simple 👍. Received the transfer quickly, thank you very much for the recommendation, DealMoon. I specifically came to the comments section to check in, hoping to be selected haha~ Good luck to everyone!
第一次下载使用这个LemFi软件,刚刚已经成功汇款啦,流程步骤还挺简单的👍 很快就收到转账了,非常感谢DealMoon推荐,特地来评论区打卡一下,希望能被抽中哈哈~祝大家好运!
: Thank you for your thoughtful comment! Wishing you and your family a pleasant life! 感谢您的用心评论!祝您及家人生活愉快!
: Transferring to WeChat is super fast! If I had known that only the first transfer is fee-free, I would have transferred more! 直接转微信超级快!要是知道只有第一次免手续费我就多转点了呢
: Haha, the first transaction on WeChat will give you an $8 cashback in points. Rounding it off, you've saved on the transaction fee again. 哈哈 微信第一笔会有8美金积分返现 四舍五入又免了一次手续费