Lemfi
- LemFi is offering limited-time multiple benefits for remittance.
- Use Code: DEAL20 to register and get $20 back on a $50 currency exchange.
What is LemFi?
LemFi is a fintech company specializing in cross-border remittances for global immigrants. Originally named Lemonade Finance, it was founded in the US in 2020, with its European headquarters in London. LemFi is safe and reliable, independently holding local financial licenses in each market and strictly supervised by local financial regulatory authorities, providing fast, secure, and low-cost international transfer services for people living abroad (especially new immigrants and expatriates).
Comment to Win: Share a screenshot of using LemFi or leave a comment in this post for a chance to win a $50 Amazon gift card. 4 winners will be randomly selected on August 1st. Details are as follows:
To participate in the lucky draw, you must:
1. Order screenshot: A screenshot of an international money transfer using LemFi.
2. Comments: Total comments must exceed 10 characters. Meaningless spam (such as only emojis, requests for "mid" or similar), non-discussion comments, etc., will be considered non-compliant and will not be retained.
Currently live in the UK, US, Canada, Germany, and more, with over 2 million customers, supporting remittances to China, Nigeria, Kenya, India, Philippines, Ghana, and other countries. After downloading the app and registering, your first transaction enjoys a high exchange rate and zero fees, plus extra cashback rewards with the promo code!
What are the advantages of LemFi?
✅ 1. Low Fees / Great Exchange Rates
LemFi focuses on low-fee, secure, and fast international remittances. Your first transaction is $0 in fees. Starting November 3rd, the fee will be adjusted to $5.98 per transaction (for amounts over $101) and $6.98 (for $100 and under). Your first transaction also offers an excellent exchange rate, and subsequent rates are still competitive, especially suitable for users who make small, frequent transfers.
✅ 2. Fast Transfer Speed
Plus, your first transfer to WeChat gets an extra $5 bonus in points!
✅ 3. Supports Multiple Currencies and Countries
Although LemFi initially focused on the African market, it now supports more Asian countries like China, Vietnam, India, and the Philippines, making it ideal for diverse immigrant communities in the US.
✅ 4. Easy Registration / Just a Debit Card Needed
LemFi's registration process is simple, supporting US phone number registration. You only need a common US debit card to make payments, and third-party payment methods like Apple Pay are also accepted.
✅ 5. Great Benefits for New Users
New users usually receive a first transfer discount or cashback offer after registration.
· Share your personal referral code with friends, and both of you will get $20 cashback, which will be credited when the invited person transfers over $100.
✅ 6. Clear App Interface, Chinese-Friendly
The app interface is clean and intuitive, with many operations done in one click, making it user-friendly for those less comfortable with English. It also offers 24/7 Chinese customer service to help users with any questions.
🎯 Recommended for:
· When homesickness hits and you want to go on a shopping spree on Taobao and ship a bunch of goodies to the US.
· When you use a Chinese food delivery app and find out that paying with Alipay lets you enter a lucky draw or get discounts.
· When you're waiting for your Huabei installment payments after a Black Friday or Christmas shopping spree.
· When you want to send a red envelope to family and friends back home during holidays.
· When you want to invest in some gear for your favorite game but find out you need to pay in RMB.
· When you want to lend some emergency funds to a friend in China but realize you have no RMB savings left.
How to Register and Use LemFi
Download and try it now! Don't forget to take a screenshot of the page where you use the DEAL20 promo code to register!
问大家
: Haha, can I pay with a credit card? 哈哈 credit card能支付吗
: Credit cards cannot be used for payment, sorry. Only debit cards are accepted. 信用卡不能支付哦 不好意思 必须借记卡
回复 @小晓星 : No automatic approval, and it showed verification failed, but after two days of hard work, the transaction finally succeeded! 没有自动通过 还显示验证失败 但来之不易耗两天终于成功交易啦
: What is the maximum transfer amount without uploading SSN? Is there a monthly limit on the number of transfers? 不上传SSN的情况下最高汇多少？有没有一个月限制次数？
: The amount varies for each person. You need to register and check it in your profile, or you can contact the 24-hour WeChat customer service for inquiries. 每个人不固定哦 要注册后自己在profile查询一下 也可以联系24小时微信客服查询
回复 @柠檬7 : You can make transfers without uploading documents, but the single transaction limit is lower. 不上传也可以汇款哦 就是单笔额度小一些
: Can I bind a US phone number instead of a Chinese phone number for WeChat Pay? 微信收款的绑定电话是美国手机号不是中国的手机号可以吗
回复 @Ashdadada : You can get it, just complete the wire transfer. 拿得到哦 只要完成汇款就可以
: Sure, no problem! 可以的 没问题！
: Will the $50 rebate come with a tax form? Do I need to report it for tax purposes when exchanging currency? 请问返的50会收到税表吗？换汇需要报税吗？
: Currency exchange is considered a personal cross-border fund transfer and does not need to be reported for taxes in the United States. 换汇属于个人跨境资金划转，不需要在美国报税。
回复 @bearaaaaa : Calculate income without issuing a 1099 算收入 不发1099
: Does Alipay require binding a credit card?![[捂脸哭]](/assets/emoji/comment-emoji/dm_wulianku@2x.png?v=1)
支付宝需要绑定信用卡吗![[捂脸哭]](/assets/emoji/comment-emoji/dm_wulianku@2x.png?v=1)
回复 @多啦A梦的口袋妖怪 : Alipay requires real-name verification; otherwise, you cannot receive payments. 支付宝要实名的 不然没法收款哦
回复 @LEMFI美国助理 : Is it okay without real-name authentication?![[捂脸哭]](/assets/emoji/comment-emoji/dm_wulianku@2x.png?v=1)
没有实名认证也OK吗![[捂脸哭]](/assets/emoji/comment-emoji/dm_wulianku@2x.png?v=1)
: What form is the 50 yuan cashback? Is it used to deduct future transfer fees? 反50 是什么形式的，用于抵扣以后的转账手续费？
回复 @最可爱的小天使 : After verifying your SSN, deposit a small amount into your account and link your bank card, then you can transfer everything out together with the bonus! 验证SSN后 向账户充值一笔小额金额并绑定银行卡 然后再连着奖励一起转出就可以啦
回复 @匿名用户 : How to withdraw to a bank card? Can you provide a screenshot with a circle drawn on it? 如何提取到银行卡？能给个截图画个圈吗？
: What is the transfer limit? 请问转账额度是多少
: After verifying SSN, $4,000 per transaction, $8,000 per day, $32,000 per month. 验证ssn后 美元每笔4000 一天8000 一个月32000
回复 @LEMFI美国助理 : Thank you 谢谢
: Can I transfer money from China to the United States? 可以从中国转账到美国吗？
: No, you can't. 不可以哦
回复 @LEMFI美国助理 :![[捂脸哭]](/assets/emoji/comment-emoji/dm_wulianku@2x.png?v=1)
![[捂脸哭]](/assets/emoji/comment-emoji/dm_wulianku@2x.png?v=1)
So upset ![[捂脸哭]](/assets/emoji/comment-emoji/dm_wulianku@2x.png?v=1)
![[捂脸哭]](/assets/emoji/comment-emoji/dm_wulianku@2x.png?v=1)
难受
: How long does it take for the cashback to be credited? 返现多久到账呀？
: Fastest within 2 hours, generally arrives within 24 hours after payment is received. 快的话两小时，一般收款后24小时内到账
: My cashback arrived instantly. 我的返现秒到账
: Have you used this one before? Is it good? Arrives in 3 minutes, that's really fast. 有用过这家吗？好用吗？3分钟到账，速度很快啊
: Works well, and it arrived very quickly. 好用，到账很快
最新评论 1019
: The low handling fees and exchange rates are really appealing, truly impressive. 手续费和汇率低这点真的好吸引人真心不错
: Lemfi transfers are very convenient and arrive quickly. Highly recommended. Lemfi 转账很便捷 很快就到账推荐
: LemFi transfers to WeChat are super fast, and the fees are really reasonable. LemFi转账到微信很快，手续费也很划算
: I often see this company's ads, and it seems really convenient and fast, with acceptable fees. 经常看到这公司广告，感觉很方便快捷，手续费也可以接受。
: Lemfi is easy to use and accessible anytime, anywhere. Lemfi操作方便，随时随地就能用
: LemFi transfers to WeChat and Alipay are both very fast, and the fees are reasonable. LemFi转账到微信和支付宝都很快，手续费划算
: Lemfi is easy to use and great for currency exchange. Lemfi操作简单，适合换汇
: I've been using LemFi and recommended it to friends. It works really well and transfers arrive instantly. 一直在用lemfi也推荐给了朋友 特别好用 秒到账
: Can't even remember how many times I've swapped it. There's a service fee, but it's super convenient—no waiting around! Safe and reliable~ 已经不记得第几次换了，虽然有手续费但非常方便，不用等！安全可靠～
: Finally found a convenient and easy-to-use currency exchange app! 终于找到了一个方便好用的换汇App啦
: The transfer arrived within 5 minutes, and the cashback was credited in under an hour—incredibly fast. The interface is also simple to use, making it very convenient to send money to yourself or family members. 汇款5分钟内就到账了，返现一小时内到账，速度惊人，操作界面也简单，给自己和家人转账都很方便
: Received it quickly after just one use, the new user discount is really great! 用过一次很快收到，新用户优惠很不错！
: Lemfi has low fees, easy operation, and great benefits for new users. Lemfi 手续费低，操作简单，新用户福利大
: Haven't used it yet. I'll give it a try next time I'm making money for my parents—heard it's really fast. 还没用过 下次给我爸妈赚钱的时候 用一下 据说很快
: Why hasn't mine been credited yet, and it's been a whole day? 为啥我这个都一天了还没到账
: Supports multi-currency transfers with clear exchange rate advantages, making it ideal for those who frequently need cross-border remittances. 支持多国汇款，汇率优势明显，很适合经常需要跨境转账的人。
: LemFi's cross-border remittance is super convenient, and the fee-free perk is really appealing—I'm ready to give it a try! LemFi跨境汇款很方便，免手续费福利很吸引人，准备尝试使用！
: LemFi's new user benefits are great. Just follow the image tutorial, and the remittance process is simple and easy to understand![[赞]](/assets/emoji/comment-emoji/dm_zan@2x.png?v=1)
LemFi新用户福利不错，根据图片教程来，汇款流程简单易懂![[赞]](/assets/emoji/comment-emoji/dm_zan@2x.png?v=1)
: First transfer to WeChat gets an extra $5 in points, plus use the registration code to get $20 back on a $50 exchange—meaning you save half on a $50 transfer! Can I use a Mainland China ID for verification? 首笔汇款至微信额外5美金积分加上使用Code注册，换汇$50返$20——就是说换汇50直接优惠一半！ID认证用国内的身份证可以吗？
: I've been using it, and it's super convenient! It really arrives in just a few minutes! The daily maximum transfer limit is 8000, which is more than enough. 一直在用，特別方便！真的幾分鐘就到帳！每天最高可以匯款8000 ，夠用了，