Lemfi
- LemiFi launches a limited-time multi-benefit promotion for remittances.
- Use the exclusive Dealmoon Code: Dealmoon when registering. Get 10% cash back on transfers over $250, up to a maximum of $50 cash back (Expires June 30).
What is LemFi?
LemFi is a fintech company focused on cross-border remittances for the global migrant community. Originally founded as Lemonade Finance in the US in 2020, with its European headquarters in London. LemFi is safe, reliable, independently holds local financial licenses in each market, and is strictly supervised by local financial regulatory authorities, providing fast, secure, and low-cost international transfer services for those living abroad (especially new immigrants and expatriates).
Comment Section Giveaway: Post a screenshot of your LemFi usage or leave a comment in this article's comment section for a chance to win a $50 Amazon Gift Card. Four winners will be randomly selected on July 1st.
Transaction screenshot: A screenshot of your international remittance from LemFi;
Comment: Comments must be longer than 10 words. Irrelevant posts (like only emojis, asking to win, etc.), non-discussion content will be considered invalid and will not be kept.
LemFi is currently live in the UK, US, Canada, Germany, and more, serving over 2 million customers. It supports transfers to China, Nigeria, Kenya, India, the Philippines, Ghana, and other countries. Download the app to register, and your first transaction enjoys premium exchange rates and zero fees, plus extra cashback rewards with the promo code!
LemFi New Customers Grand Triple Rewards Event!
- How to get the $10 Amazon Gift Card:
1. Provide a screenshot showing you used the DEALMOON code;
2. Provide a screenshot of your successful transaction (can be found in "transaction history");
3. Your personal referral code and your registered LemFi email;
4. A screenshot of your comment under this post;
Send the above info to LemFi staff at zhaoqi@lemfi.com to receive your $10 Amazon Gift Card.
**Important**: Both the gift and giveaway participation are strictly for new registered users who have completed a transfer. Only those with US IP addresses and DEALMOON registered users can participate in the giveaway. Anonymous comments cannot participate.
LemFi holds the final right of interpretation.
What are LemFi's advantages?
✅ 1. Low fees / Great exchange rates
LemFi specializes in low-fee, secure, fast international transfers. Your first transaction is $0 fee. Starting November 3rd, fees adjust to $5.98 per transaction (over $101) and $6.98 ($100 or less). Your first transaction also gets a premium exchange rate. Rates are fair afterwards, especially beneficial for frequent small transfers.
Now, using the exclusive Dealmoon code DEALMOON, your first transfer gets 10% cash back (min $250 transfer). Cash back is capped at $50, e.g., after transferring $500, you get $50 cash back within 1-2 days. Amazing deal!
✅ 2. Fast transfer speed
Also, from June 1st to June 19th, get an extra ten-dollar credit for your first transfer to WeChat – limited-time return!
✅ 3. Supports multiple currencies and countries
Although LemFi started in the African market, it now supports more Asian countries like China, Vietnam, India, Philippines, etc. It's perfect for the diverse immigrant community in the US.
✅ 4. Easy sign-up / Debit card only needed
LemFi's registration is simple – use a US phone number and just a US debit card to pay. Third-party payment methods like Apple Pay also work.
✅ 5. Great rewards for new customers
New users often get first-time transfer discounts or cashback offers.
· Share your personal referral code with friends – when they transfer over $100, both you and they get $20 cashback.
· Use the exclusive Dealmoon code DEALMOON for your first transfer of $250, get 10% cash back (up to $50).
· ⚠️ Exclusive code and referral code cannot be used together!
✅ 6. Clear app interface, Chinese-friendly
The app design is clean and intuitive; many tasks are one-click. Friendly to those who aren't as comfortable with English. 24-hour Chinese customer service helps users anytime.
🎯 Best suitable for:
· Missing home and wanting to shop on Taobao, then shipping goodies to the US.
· Ordering Chinese food delivery via meal apps and discovering paying with Alipay unlocks sweepstakes and discounts.
· After Black Friday/Cyber Monday/Easter sales, facing a pending payments on credit cards.
· Wanting to send a red packet to friends or family for a holiday.
· Needing to buy in-game items with Chinese currency for your favorite game, but your only option is RMB payment.
Wanting to lend emergency funds to a friend in China but suddenly realize you have no more RMB savings.
How to Register and Use LemFi
Download now and experience it! Don't forget to take a screenshot of the page where you enter the promo code DEALMOON during registration!
问大家
: Haha, can I pay with a credit card? 哈哈 credit card能支付吗
: Credit cards cannot be used for payment, sorry. Only debit cards are accepted. 信用卡不能支付哦 不好意思 必须借记卡
回复 @小晓星 : No automatic approval, and it showed verification failed, but after two days of hard work, the transaction finally succeeded! 没有自动通过 还显示验证失败 但来之不易耗两天终于成功交易啦
: What is the maximum transfer amount without uploading SSN? Is there a monthly limit on the number of transfers? 不上传SSN的情况下最高汇多少?有没有一个月限制次数?
: The amount varies for each person. You need to register and check it in your profile, or you can contact the 24-hour WeChat customer service for inquiries. 每个人不固定哦 要注册后自己在profile查询一下 也可以联系24小时微信客服查询
回复 @柠檬7 : You can make transfers without uploading documents, but the single transaction limit is lower. 不上传也可以汇款哦 就是单笔额度小一些
: Can I bind a US phone number instead of a Chinese phone number for WeChat Pay? 微信收款的绑定电话是美国手机号不是中国的手机号可以吗
回复 @Ashdadada : You can get it, just complete the wire transfer. 拿得到哦 只要完成汇款就可以
: Sure, no problem! 可以的 没问题!
: Will the $50 rebate come with a tax form? Do I need to report it for tax purposes when exchanging currency? 请问返的50会收到税表吗?换汇需要报税吗?
: Currency exchange is considered a personal cross-border fund transfer and does not need to be reported for taxes in the United States. 换汇属于个人跨境资金划转,不需要在美国报税。
回复 @bearaaaaa : Calculate income without issuing a 1099 算收入 不发1099
: Does Alipay require binding a credit card?
支付宝需要绑定信用卡吗
回复 @多啦A梦的口袋妖怪 : Alipay requires real-name verification; otherwise, you cannot receive payments. 支付宝要实名的 不然没法收款哦
回复 @LEMFI美国助理 : Is it okay without real-name authentication?
没有实名认证也OK吗
: What form is the 50 yuan cashback? Is it used to deduct future transfer fees? 反50 是什么形式的,用于抵扣以后的转账手续费?
回复 @最可爱的小天使 : After verifying your SSN, deposit a small amount into your account and link your bank card, then you can transfer everything out together with the bonus! 验证SSN后 向账户充值一笔小额金额并绑定银行卡 然后再连着奖励一起转出就可以啦
回复 @匿名用户 : How to withdraw to a bank card? Can you provide a screenshot with a circle drawn on it? 如何提取到银行卡?能给个截图画个圈吗?
: What is the transfer limit? 请问转账额度是多少
: After verifying SSN, $4,000 per transaction, $8,000 per day, $32,000 per month. 验证ssn后 美元每笔4000 一天8000 一个月32000
回复 @LEMFI美国助理 : Thank you 谢谢
: Can I transfer money from China to the United States? 可以从中国转账到美国吗?
: No, you can't. 不可以哦
回复 @LEMFI美国助理 :![[捂脸哭]](/assets/emoji/comment-emoji/dm_wulianku@2x.png?v=1)
So upset ![[捂脸哭]](/assets/emoji/comment-emoji/dm_wulianku@2x.png?v=1)
难受
: How long does it take for the cashback to be credited? 返现多久到账呀?
: Fastest within 2 hours, generally arrives within 24 hours after payment is received. 快的话两小时,一般收款后24小时内到账
: My cashback arrived instantly. 我的返现秒到账
: Does the system not accept new California driver's licenses? 系統不接受新的加州駕照嗎?
: Accept it. 接受哦
最新评论 904
: You can try it when needed 👍, comparing more exchange rates never hurts. 有需要时可以试试👍,汇率多多比较没坏处
: I keep seeing ads for it, hahaha. Is LemFi really that good? The exchange rate seems decent. 经常看到广告哈哈哈 lemfi真的好用?汇率好像不错
: The remittance process is simple and the exchange rate is favorable. 汇款流程简单,汇率实惠。
: There are many platforms for international money transfers now, but I care more about the fees and exchange rates. I see that LemFi supports quite a few countries and offers a first-time transaction discount, which seems very practical for international students and people working abroad. 現在跨國匯款的平台很多,但我比較在意手續費和匯率。看到 LemFi 支援不少國家,而且有首筆交易優惠,感覺對留學生和海外工作的人很實用
: It looks quite convenient to operate. Let me try it out. 看着还挺方便操作的 试试
: lemfi offers high exchange rates, fast processing, and no 1% service fee. lemfi汇率高,速度快,还不用交1%的手续税
: Used it several times. It's really convenient. Highly recommend
用过好几次了,真的很方便,强烈推荐
: I’ll recommend it to my family right away. It looks convenient and fast. 马上推荐家人试试 看起来方便又快速
: LemFi has no handling fees. Compared to traditional banks or some remittance tools that charge high fixed fees, LemFi charges little or no transaction fees on many mainstream remittance channels. That's a pretty good advantage. LemFi免手续费,相比传统银行或部分收取高额固定费用的汇款工具,LemFi 在很多主流汇款通道上不收或仅收取极少的交易费。这点还是很好的
: I'll try using LemFi to send money to relatives in Mainland China next time! It seems quite convenient! 下次试试用LemFi给国内亲人汇款,感觉挺方便的!
: Hurry up! If you miss this month, there won't be high rewards anymore. 抓紧哦 错过这个月就没有高额奖励啦
: Been watching for a while! Tried it and it's super convenient
观望了很久!试了一下超级方便的!
: Instant, smooth transfer to your account! 分分钟丝滑到账!
回复 @LEMFI美国助理 : But I haven't received the cashback yet, I've contacted customer service already.😭 但没有收到返现,已经联系客服了😭
: This LemFi is really convenient for currency exchange. It'll make exchanging money when traveling to other countries so much easier in the future! 这LemFi换汇挺方便的,以后去其它国家游玩换汇就更方便了!
: I’m heading back to Mainland China next month, so I’m exchanging some RMB here to see how it goes. 刚好准备下个月回国,在这换一点人民币试试看怎么样
: 👍👍👍 👍👍👍
: Switched
times, arrived quickly, and is very convenient. 换了3️⃣次,很快到账,也很方便
: Awesome
赞哦
: Do you need to verify your identity when receiving payments via WeChat? The WeChat account is not mine, so I can't verify it. After the transfer, does WeChat accept the payment directly like receiving a red envelope, or are there other verification steps required? 微信收款的时候需要验证吗?微信不是自己的,验证不了,汇款后微信直接像收红包那样收款还是需要其它验证?
: Open Weixin Remittance: US passport holders can also receive funds. 开通微汇款 美国护照也可以收款
: Actually, there's no need to exchange for RMB. Can they do WeChat to Alipay transfers?
Without a domestic bank card in Mainland China, this is basically unsolvable.
倒是不需要换人民币,他家能微信换支付宝吗
没有国内银行卡,这个基本上无解了
: Both Alipay and WeChat support receiving payments. With WeChat, the money can go directly to your wallet balance. It now also supports registration and use with an overseas passport. 支付宝微信都支持收款哦 微信可以直接到零钱 现在也支持海外护照注册使用了
: I have this problem too hahahaha, so I just find a friend to swap with. 我也有这个困扰哈哈哈哈哈 然后就是找朋友换
: I've seen the ads for a long time but never dared to use it. Is it reliable? 看了很久广告,一直不敢用,靠谱吗?
: Reliable, arrives in just a few minutes. 靠谱,几分钟到账
: Very reliable, credited within three minutes. 非常靠谱 三分钟到账
: Will I be charged any fees for using U.S. credit cards from Amex or Chase? 用美國信用卡 Amex 或Chase 這兩家銀行會被收什麼手續費嗎
回复 @LEMFI美国助理 : Can I use a Visa credit card to transfer money, and then send it to my family in Mainland China via WeChat, right? Does this process require the SSN of the sender in the US? Does it require the ID information of the recipient in Mainland China? 可以用Visa信用卡汇钱,然后汇给国内亲人微信对吗?这过程需要美国这边汇款人的SSN号码吗?需要国内收款人的身份证信息吗?
: No, that's not the case. But Amex doesn't work; it has to be a Mastercard or Visa debit card. 不会哦 但amex不行 只能是mastercard或者visa的debit card
: How do I know I have 10% cash back? 怎么知道我有10%返现呢….
: You can inquire via WeChat customer service. 可以微信客服进行查询哦
: Is there any cashback today? 返现今天还有没?
: 有的哈 有的哈