[Expired]Tesla Model 3/Y 0% APR, DO NOT NEED FSD

回复 @胖开 : Hello, I need some advice, I still don't understand the gas saving option, so we shouldn't check it? To get 0% interest, is this the right setting? 你好，请教一下，我还是没懂这个gas saving, 所以不需要勾选？ 想要0利率，就这么设置对吗？

回复 @wesley907 : Actually, it's easy to estimate each monthly payment by yourself. Ignoring taxes, {principal + principal x years x rate} divided by (years x 12) gives you a pretty close figure. 其实每月金额自己也很容易算，不算税款的话｛本金+本金x年份x利率｝除以（年份x12）能估计个差不多

: No way to change it, I went to ask Tesla a few days ago and they said it can't be modified 😭 没办法调我前几天去问的特斯拉他们说不能改😭

: Sell it off, then get a 0% interest rate deal. 把它卖出去，再提一个0利率.

: This seems self-input—maybe you didn’t notice what you filled during the application? 这个好像是自己填的，是不是当初申请的时候你填写了没留意？

回复 @Kicaz斯 : 20% down payment required to qualify for 0% APR, plus tax totals $14,000 需要20%首付，才能达成零息条件，加上税就是14000

回复 @justar : You'd better complain to Tesla sales now to see if increasing the down payment can get you a 0% interest rate. 最好现在就跟Tesla sales complain 一下，看加点首付能不能给你弄到0利率

回复 @Vivid7890 : Probably because of the low credit score, it's around 740 right now, the loan is approved, but can the sales adjust it when taking delivery? 应该是信用分数低的原因，目前740左右，贷款已经批了，如果提车的时候还能叫销售调整吗

: I heard there are income requirements. Individual income must not exceed 150k, and household income must be under 300k. If you qualify, the deduction is instant, no need to file a claim anymore. 我之前看他们说有工资要求啊，单人收入不超过150k，家庭300k，不超标好像当场减，现在不用申报了

回复 @Yolo葵 : Is it not exceeding 150K, or do you only get the deduction if you exceed it? The website isn't very clear. 是不超过150K 还是超过了才给减了 官网上的看不明白

: Buy the cheap, lease the expensive. It also depends on how often you change cars and your mileage. 便宜的买 贵的lease 还要看你自己换车频率和行驶里程

: I chose to lease since there's no way I'm driving it for five years. 我选了租因为我肯定开不了五年

回复 @kevinyuam : Searched on Google, they are all the same model, no big difference, just the labeling standards were slightly adjusted. A little tempted, but still want to wait for the 2025 model to be released. 搜了一下Google，都是同一款，没啥区别，只是标注的标准稍微调整了一下。略有点蠢蠢欲动，不过还是想等25款发布。

: Most 2024 models are produced this year, but for the specific production date, you need to check the date on the driver's side door. Feel free to ask if you have any questions! 绝大部分24款都是今年产的，但具体的出厂日期你要看驾驶侧门上的日期，有问题欢迎咨询！